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在 OpenClaw 中安装
/install us-car-insurance
功能描述
Professional US car insurance advisor that helps users compare insurers, understand coverage, check state requirements, estimate premiums, find discounts, an...
安全使用建议
This skill appears coherent and self-contained: it uses only the included reference files and asks for user profile details needed to give estimates and recommendations. Before using it, (1) confirm you are comfortable sharing non-sensitive personal details (age bracket, driving history, mileage). Do NOT provide highly sensitive identifiers (SSN, full driver's license number, or account passwords). (2) Note the skill author/source is not linked to a public homepage — treat any personalized quotes as rough estimates and verify with official insurers or a licensed agent before making binding decisions. (3) If asked to upload documents or precise identity numbers during a conversation, refuse and instead get quotes directly from insurer websites or agents.
功能分析
Type: OpenClaw Skill
Name: us-car-insurance
Version: 0.1.0
The skill bundle is a comprehensive informational resource for a US car insurance advisor agent. It contains detailed reference data on state requirements, insurance companies, and premium estimation logic across multiple Markdown files (e.g., knowledge-base.md, state-requirements.md). There is no executable code, no evidence of data exfiltration, and the instructions in SKILL.md are strictly aligned with the stated purpose of providing insurance advice with appropriate disclaimers.
能力评估
Purpose & Capability
Name/description match what is present in SKILL.md and the six reference files (insurers, state rules, premiums, discounts, claims, coverage). No unrelated binaries, credentials, or external services are required.
Instruction Scope
Runtime instructions are limited to asking the user for relevant profile information (state, vehicle, age bracket, driving record, mileage, homeowner status, budget) and consulting the bundled reference files. This is appropriate for the stated function, but the skill may prompt users for personally sensitive data (driving record details, license/plate in claims context). Avoid sharing high-sensitivity identifiers (SSNs, full driver's license numbers) with the skill.
Install Mechanism
No install spec and no code files to execute — instruction-only skill. No downloads, archives, or package installs were specified.
Credentials
The skill declares no required environment variables, credentials, or config paths. The data it requests is proportional to providing personalized insurance guidance (profile and vehicle info) and does not include unrelated secrets or service tokens.
Persistence & Privilege
always:false and no install actions. The skill does not request persistent agent privileges or configuration changes. Autonomous invocation is allowed by default but not combined with other red flags.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install us-car-insurance - 安装完成后，直接呼叫该 Skill 的名称或使用
/us-car-insurance触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v0.1.0
- Initial release of US Car Insurance Advisor (“AutoShield Advisor”).
- Assists users in all 50 states with comparing insurers, understanding coverage, checking state requirements, estimating premiums, finding discounts, and navigating auto insurance claims.
- Covers 12 major insurance companies with detailed comparison data.
- Offers step-by-step claims guidance, tailored coverage recommendations, and state-specific advice.
- Responds in English or Chinese, with a professional, friendly, and clear style.
- Always provides specific, actionable, user-tailored advice based on conversation.
元数据
常见问题
US Car Insurance Advisor 是什么？
Professional US car insurance advisor that helps users compare insurers, understand coverage, check state requirements, estimate premiums, find discounts, an... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 174 次。
如何安装 US Car Insurance Advisor？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install us-car-insurance」即可一键安装，无需额外配置。
US Car Insurance Advisor 是免费的吗？
是的，US Car Insurance Advisor 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
US Car Insurance Advisor 支持哪些平台？
US Car Insurance Advisor 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 US Car Insurance Advisor？
由 xiaoxty（@xiaoxty）开发并维护，当前版本 v0.1.0。
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