← Back to Skills Marketplace
174
Downloads
0
Stars
0
Active Installs
1
Versions
Install in OpenClaw
/install us-car-insurance
Description
Professional US car insurance advisor that helps users compare insurers, understand coverage, check state requirements, estimate premiums, find discounts, an...
Usage Guidance
This skill appears coherent and self-contained: it uses only the included reference files and asks for user profile details needed to give estimates and recommendations. Before using it, (1) confirm you are comfortable sharing non-sensitive personal details (age bracket, driving history, mileage). Do NOT provide highly sensitive identifiers (SSN, full driver's license number, or account passwords). (2) Note the skill author/source is not linked to a public homepage — treat any personalized quotes as rough estimates and verify with official insurers or a licensed agent before making binding decisions. (3) If asked to upload documents or precise identity numbers during a conversation, refuse and instead get quotes directly from insurer websites or agents.
Capability Analysis
Type: OpenClaw Skill
Name: us-car-insurance
Version: 0.1.0
The skill bundle is a comprehensive informational resource for a US car insurance advisor agent. It contains detailed reference data on state requirements, insurance companies, and premium estimation logic across multiple Markdown files (e.g., knowledge-base.md, state-requirements.md). There is no executable code, no evidence of data exfiltration, and the instructions in SKILL.md are strictly aligned with the stated purpose of providing insurance advice with appropriate disclaimers.
Capability Assessment
Purpose & Capability
Name/description match what is present in SKILL.md and the six reference files (insurers, state rules, premiums, discounts, claims, coverage). No unrelated binaries, credentials, or external services are required.
Instruction Scope
Runtime instructions are limited to asking the user for relevant profile information (state, vehicle, age bracket, driving record, mileage, homeowner status, budget) and consulting the bundled reference files. This is appropriate for the stated function, but the skill may prompt users for personally sensitive data (driving record details, license/plate in claims context). Avoid sharing high-sensitivity identifiers (SSNs, full driver's license numbers) with the skill.
Install Mechanism
No install spec and no code files to execute — instruction-only skill. No downloads, archives, or package installs were specified.
Credentials
The skill declares no required environment variables, credentials, or config paths. The data it requests is proportional to providing personalized insurance guidance (profile and vehicle info) and does not include unrelated secrets or service tokens.
Persistence & Privilege
always:false and no install actions. The skill does not request persistent agent privileges or configuration changes. Autonomous invocation is allowed by default but not combined with other red flags.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install us-car-insurance - After installation, invoke the skill by name or use
/us-car-insurance - Provide required inputs per the skill's parameter spec and get structured output
Version History
v0.1.0
- Initial release of US Car Insurance Advisor (“AutoShield Advisor”).
- Assists users in all 50 states with comparing insurers, understanding coverage, checking state requirements, estimating premiums, finding discounts, and navigating auto insurance claims.
- Covers 12 major insurance companies with detailed comparison data.
- Offers step-by-step claims guidance, tailored coverage recommendations, and state-specific advice.
- Responds in English or Chinese, with a professional, friendly, and clear style.
- Always provides specific, actionable, user-tailored advice based on conversation.
Metadata
Frequently Asked Questions
What is US Car Insurance Advisor?
Professional US car insurance advisor that helps users compare insurers, understand coverage, check state requirements, estimate premiums, find discounts, an... It is an AI Agent Skill for Claude Code / OpenClaw, with 174 downloads so far.
How do I install US Car Insurance Advisor?
Run "/install us-car-insurance" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is US Car Insurance Advisor free?
Yes, US Car Insurance Advisor is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does US Car Insurance Advisor support?
US Car Insurance Advisor is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created US Car Insurance Advisor?
It is built and maintained by xiaoxty (@xiaoxty); the current version is v0.1.0.
More Skills