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Risk Profile
作者
Wenbing Ji
· GitHub ↗
· v1.0.0
· MIT-0
176
总下载
0
收藏
1
当前安装
1
版本数
在 OpenClaw 中安装
/install risk-profile
功能描述
Assess a user's personal risk profile to identify their biggest financial, health, and lifestyle risks and recommend appropriate insurance and protection str...
使用说明 (SKILL.md)
Risk Profile
Evaluate a user's personal risk exposure across health, financial, and lifestyle dimensions. Generate a risk profile report and recommend prioritized insurance and protection strategies.
When to Use
- User wants to understand their personal risks
- User is starting insurance planning from scratch
- User asks "what risks should I be protecting against?"
- User wants to prioritize which insurance to buy first
- User has had a major life event and wants to reassess risk
How to Use
- Conduct a risk assessment questionnaire: age, health status, job type, dependents, assets, debts, lifestyle habits
- Score risks across categories: mortality, morbidity (illness/disability), property, liability, income disruption
- Generate a risk profile with high/medium/low ratings per category
- Map risks to appropriate insurance solutions
- Prioritize by impact × probability
- Provide a phased protection plan based on budget
Examples
- "Help me figure out what risks I should be insuring against"
- "I'm a freelancer with no employer benefits, what's my risk profile?"
- "I just had a baby, what risks do I now need to protect against?"
安全使用建议
This skill looks coherent for producing a personal risk and insurance plan, but remember: (1) it will ask for sensitive personal information — do not provide highly sensitive identifiers (SSN, account passwords) unless you trust how data is stored/used; (2) this is general advice — verify regulatory or licensed-advisor requirements for insurance recommendations in your jurisdiction; (3) if you plan to deploy this skill widely, add explicit privacy, consent, and data-retention rules so users know how their responses are handled.
功能分析
Type: OpenClaw Skill
Name: risk-profile
Version: 1.0.0
The risk-profile skill bundle is a standard assessment tool designed to help users evaluate personal financial and health risks for insurance planning. The instructions in SKILL.md are consistent with the stated purpose, and there is no evidence of malicious code, data exfiltration, or prompt injection attempts.
能力评估
Purpose & Capability
Name and description match the runtime instructions: conducting a questionnaire, scoring risks, mapping to insurance, and prioritizing protection strategies. There are no unrelated dependencies, binaries, or credentials required.
Instruction Scope
SKILL.md is narrowly scoped to asking about age, health, job, dependents, assets, debts, and lifestyle and then producing a prioritized protection plan. It does not direct the agent to read system files, environment variables, or send data to external endpoints. Note: it will require collection of sensitive personal data (health, finances) from the user — this is expected for the purpose but should be handled with privacy protections.
Install Mechanism
Instruction-only skill with no install spec and no code files — lowest-risk install profile (nothing is written to disk or installed).
Credentials
No environment variables, credentials, or config paths are requested. The lack of external API keys or system access is proportionate to the stated functionality.
Persistence & Privilege
always is false and the skill is user-invocable only. It does not request persistent or elevated system privileges.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install risk-profile - 安装完成后，直接呼叫该 Skill 的名称或使用
/risk-profile触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v1.0.0
Initial release
元数据
常见问题
Risk Profile 是什么？
Assess a user's personal risk profile to identify their biggest financial, health, and lifestyle risks and recommend appropriate insurance and protection str... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 176 次。
如何安装 Risk Profile？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install risk-profile」即可一键安装，无需额外配置。
Risk Profile 是免费的吗？
是的，Risk Profile 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
Risk Profile 支持哪些平台？
Risk Profile 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 Risk Profile？
由 Wenbing Ji（@jiwenbing）开发并维护，当前版本 v1.0.0。
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