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Risk Profile
by
Wenbing Ji
· GitHub ↗
· v1.0.0
· MIT-0
176
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0
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1
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Install in OpenClaw
/install risk-profile
Description
Assess a user's personal risk profile to identify their biggest financial, health, and lifestyle risks and recommend appropriate insurance and protection str...
README (SKILL.md)
Risk Profile
Evaluate a user's personal risk exposure across health, financial, and lifestyle dimensions. Generate a risk profile report and recommend prioritized insurance and protection strategies.
When to Use
- User wants to understand their personal risks
- User is starting insurance planning from scratch
- User asks "what risks should I be protecting against?"
- User wants to prioritize which insurance to buy first
- User has had a major life event and wants to reassess risk
How to Use
- Conduct a risk assessment questionnaire: age, health status, job type, dependents, assets, debts, lifestyle habits
- Score risks across categories: mortality, morbidity (illness/disability), property, liability, income disruption
- Generate a risk profile with high/medium/low ratings per category
- Map risks to appropriate insurance solutions
- Prioritize by impact × probability
- Provide a phased protection plan based on budget
Examples
- "Help me figure out what risks I should be insuring against"
- "I'm a freelancer with no employer benefits, what's my risk profile?"
- "I just had a baby, what risks do I now need to protect against?"
Usage Guidance
This skill looks coherent for producing a personal risk and insurance plan, but remember: (1) it will ask for sensitive personal information — do not provide highly sensitive identifiers (SSN, account passwords) unless you trust how data is stored/used; (2) this is general advice — verify regulatory or licensed-advisor requirements for insurance recommendations in your jurisdiction; (3) if you plan to deploy this skill widely, add explicit privacy, consent, and data-retention rules so users know how their responses are handled.
Capability Analysis
Type: OpenClaw Skill
Name: risk-profile
Version: 1.0.0
The risk-profile skill bundle is a standard assessment tool designed to help users evaluate personal financial and health risks for insurance planning. The instructions in SKILL.md are consistent with the stated purpose, and there is no evidence of malicious code, data exfiltration, or prompt injection attempts.
Capability Assessment
Purpose & Capability
Name and description match the runtime instructions: conducting a questionnaire, scoring risks, mapping to insurance, and prioritizing protection strategies. There are no unrelated dependencies, binaries, or credentials required.
Instruction Scope
SKILL.md is narrowly scoped to asking about age, health, job, dependents, assets, debts, and lifestyle and then producing a prioritized protection plan. It does not direct the agent to read system files, environment variables, or send data to external endpoints. Note: it will require collection of sensitive personal data (health, finances) from the user — this is expected for the purpose but should be handled with privacy protections.
Install Mechanism
Instruction-only skill with no install spec and no code files — lowest-risk install profile (nothing is written to disk or installed).
Credentials
No environment variables, credentials, or config paths are requested. The lack of external API keys or system access is proportionate to the stated functionality.
Persistence & Privilege
always is false and the skill is user-invocable only. It does not request persistent or elevated system privileges.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install risk-profile - After installation, invoke the skill by name or use
/risk-profile - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release
Metadata
Frequently Asked Questions
What is Risk Profile?
Assess a user's personal risk profile to identify their biggest financial, health, and lifestyle risks and recommend appropriate insurance and protection str... It is an AI Agent Skill for Claude Code / OpenClaw, with 176 downloads so far.
How do I install Risk Profile?
Run "/install risk-profile" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Risk Profile free?
Yes, Risk Profile is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Risk Profile support?
Risk Profile is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Risk Profile?
It is built and maintained by Wenbing Ji (@jiwenbing); the current version is v1.0.0.
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