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版本数
在 OpenClaw 中安装
/install mortgage
功能描述
Mortgage process guidance with affordability calculations and application tracking. Use when user mentions buying a home, mortgage rates, affordability, down...
安全使用建议
This package is incomplete: SKILL.md promises many scripts and reference files that are not included. Before installing or enabling the skill, ask the publisher for the complete source or a homepage, or request that they bundle the missing scripts and docs. If you still try it, inspect any additional files the skill writes (it may create ~/.openclaw/workspace/memory/mortgage) and run in a restricted/sandbox environment. Because the agent may attempt to run non-existent scripts, watch for attempts to fetch code from external sources or unexpected network activity. If you need only affordability calculations, consider running the single provided script directly and not enabling the full skill until the package is clarified.
功能分析
Type: OpenClaw Skill
Name: mortgage
Version: 2.1.0
The mortgage skill bundle is designed for local affordability calculations and application tracking. The provided script, scripts/calculate_affordability.py, performs standard financial calculations using local data and user input without any network access, external dependencies, or risky system calls. The SKILL.md file includes appropriate safety boundaries and legal disclaimers, explicitly prohibiting the agent from providing professional financial advice or recommending specific lenders, and there is no evidence of malicious intent or data exfiltration.
能力评估
Purpose & Capability
The SKILL.md describes many capabilities (compare_types.py, prep_documents.py, track_application.py, compare_lenders.py, references/*.md, etc.) but the bundle contains only scripts/calculate_affordability.py and no reference documents. That mismatch means the declared capabilities are not actually present in the package.
Instruction Scope
Runtime instructions reference multiple scripts and local storage under memory/mortgage/; only calculate_affordability.py exists. The provided script prints estimates and does not read or write the declared JSON files, so the SKILL.md and the actual runtime behavior diverge. The instructions also assume agent use of several non-existent scripts, which could cause the agent to attempt fetching or executing missing components.
Install Mechanism
No install spec (instruction-only + one small script). Nothing is downloaded or installed automatically and there are no external URLs or archives in the package.
Credentials
No environment variables or credentials are requested, which is appropriate. The script will create and use a local directory (~/.openclaw/workspace/memory/mortgage) for storage if other code follows the README — users should note that the skill will create files under the user's home directory if additional scripts are added.
Persistence & Privilege
always is false and the skill does not request elevated privileges. Its only filesystem action in included code is to create a directory under the user's home; that is normal for a local-agent utility.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install mortgage - 安装完成后，直接呼叫该 Skill 的名称或使用
/mortgage触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v2.1.0
Major update: Added affordability calculator, document preparation, application tracking, and comprehensive mortgage navigation workflows
v1.0.0
Initial release
元数据
常见问题
Mortgage 是什么？
Mortgage process guidance with affordability calculations and application tracking. Use when user mentions buying a home, mortgage rates, affordability, down... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 413 次。
如何安装 Mortgage？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install mortgage」即可一键安装，无需额外配置。
Mortgage 是免费的吗？
是的，Mortgage 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
Mortgage 支持哪些平台？
Mortgage 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 Mortgage？
由 agenticio（@agenticio）开发并维护，当前版本 v2.1.0。
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