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Install in OpenClaw
/install mortgage
Description
Mortgage process guidance with affordability calculations and application tracking. Use when user mentions buying a home, mortgage rates, affordability, down...
Usage Guidance
This package is incomplete: SKILL.md promises many scripts and reference files that are not included. Before installing or enabling the skill, ask the publisher for the complete source or a homepage, or request that they bundle the missing scripts and docs. If you still try it, inspect any additional files the skill writes (it may create ~/.openclaw/workspace/memory/mortgage) and run in a restricted/sandbox environment. Because the agent may attempt to run non-existent scripts, watch for attempts to fetch code from external sources or unexpected network activity. If you need only affordability calculations, consider running the single provided script directly and not enabling the full skill until the package is clarified.
Capability Analysis
Type: OpenClaw Skill
Name: mortgage
Version: 2.1.0
The mortgage skill bundle is designed for local affordability calculations and application tracking. The provided script, scripts/calculate_affordability.py, performs standard financial calculations using local data and user input without any network access, external dependencies, or risky system calls. The SKILL.md file includes appropriate safety boundaries and legal disclaimers, explicitly prohibiting the agent from providing professional financial advice or recommending specific lenders, and there is no evidence of malicious intent or data exfiltration.
Capability Assessment
Purpose & Capability
The SKILL.md describes many capabilities (compare_types.py, prep_documents.py, track_application.py, compare_lenders.py, references/*.md, etc.) but the bundle contains only scripts/calculate_affordability.py and no reference documents. That mismatch means the declared capabilities are not actually present in the package.
Instruction Scope
Runtime instructions reference multiple scripts and local storage under memory/mortgage/; only calculate_affordability.py exists. The provided script prints estimates and does not read or write the declared JSON files, so the SKILL.md and the actual runtime behavior diverge. The instructions also assume agent use of several non-existent scripts, which could cause the agent to attempt fetching or executing missing components.
Install Mechanism
No install spec (instruction-only + one small script). Nothing is downloaded or installed automatically and there are no external URLs or archives in the package.
Credentials
No environment variables or credentials are requested, which is appropriate. The script will create and use a local directory (~/.openclaw/workspace/memory/mortgage) for storage if other code follows the README — users should note that the skill will create files under the user's home directory if additional scripts are added.
Persistence & Privilege
always is false and the skill does not request elevated privileges. Its only filesystem action in included code is to create a directory under the user's home; that is normal for a local-agent utility.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install mortgage - After installation, invoke the skill by name or use
/mortgage - Provide required inputs per the skill's parameter spec and get structured output
Version History
v2.1.0
Major update: Added affordability calculator, document preparation, application tracking, and comprehensive mortgage navigation workflows
v1.0.0
Initial release
Metadata
Frequently Asked Questions
What is Mortgage?
Mortgage process guidance with affordability calculations and application tracking. Use when user mentions buying a home, mortgage rates, affordability, down... It is an AI Agent Skill for Claude Code / OpenClaw, with 413 downloads so far.
How do I install Mortgage?
Run "/install mortgage" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Mortgage free?
Yes, Mortgage is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Mortgage support?
Mortgage is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Mortgage?
It is built and maintained by agenticio (@agenticio); the current version is v2.1.0.
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