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Moody
作者
hanxueyuan
· GitHub ↗
· v1.0.0
· MIT-0
27
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0
收藏
0
当前安装
1
版本数
在 OpenClaw 中安装
/install moody
功能描述
Provides detailed information on Moody's Corporation, a leading credit rating agency specializing in government and corporate creditworthiness assessments.
使用说明 (SKILL.md)
Moody's — The Rating Giant
历史时间线
- 1900: John Moody publishes "Moody's Manual of American Industrial and Miscellaneous Securities"
- 1909: Begins rating railroad bonds with letter grades — birth of modern credit rating
- 1924: Expands to cover virtually all US bonds
- 1975: SEC designates Moody's as a Nationally Recognized Statistical Rating Organization (NRSRO)
- 2000s: Moody's Analytics (data and software) grows alongside ratings business
- 2008: Criticized for overrating mortgage-backed securities before financial crisis
- 2020s: ESG ratings and climate risk analysis become major growth areas
商业模式
- Moody's Investors Service: Credit ratings for bonds, structured finance, sovereign debt
- Moody's Analytics: Risk management software, data, research, and consulting
- Revenue split: ~60% ratings, ~40% analytics (analytics growing faster)
护城河分析
- Regulatory moat: NRSRO designation limits competition — only 3 major players
- Issuer-pays model: Companies pay to be rated, creating recurring revenue
- Data advantage: 100+ years of default data enables superior risk models
- Analytics growth: Moody's Analytics diversifies away from controversial ratings business
关键数据
- Revenue: $6.5B+ annually
- Market cap: $70B+
- Coverage: 100,000+ rated entities globally
- Analytics growth: 10%+ YoY (faster than ratings)
有趣事实
- Moody's started by rating railroad bonds because John Moody noticed investors had no reliable way to compare the financial health of different railroad companies — a problem that sounds surprisingly modern
- The "Big Three" (Moody's, S&P, Fitch) control 95%+ of the credit rating market — making it one of the most concentrated industries in finance
安全使用建议
This appears safe to install from a security perspective. Treat it as general reference material and independently verify financial facts if accuracy matters.
功能分析
Type: OpenClaw Skill
Name: moody
Version: 1.0.0
The skill bundle contains purely informational and educational content regarding Moody's Corporation, covering its history, business model, and market analysis. There is no executable code, shell commands, network activity, or prompt injection attempts within the files (_meta.json, SKILL.md).
能力评估
Purpose & Capability
The artifact content matches the stated purpose: it provides background information about Moody's Corporation and credit-rating context.
Instruction Scope
The instructions are limited to when the agent should read the reference material; there are no commands, goal overrides, hidden directives, or tool-use instructions.
Install Mechanism
There is no install spec and no code files, packages, scripts, or external dependencies.
Credentials
The skill does not request filesystem, network, shell, credential, or account access.
Persistence & Privilege
No persistence, background process, privileged access, credential storage, or mutation authority is present.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install moody - 安装完成后，直接呼叫该 Skill 的名称或使用
/moody触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v1.0.0
Initial release — overview of Moody’s as a leading global credit rating agency.
- Covers Moody's history, business model, competitive moat, and key data points
- Highlights major milestones from founding in 1900 to recent ESG focus
- Breaks down revenue sources and growth trends
- Includes fun facts and context on industry concentration
元数据
常见问题
Moody 是什么？
Provides detailed information on Moody's Corporation, a leading credit rating agency specializing in government and corporate creditworthiness assessments. 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 27 次。
如何安装 Moody？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install moody」即可一键安装，无需额外配置。
Moody 是免费的吗？
是的，Moody 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
Moody 支持哪些平台？
Moody 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 Moody？
由 hanxueyuan（@hanxueyuan）开发并维护，当前版本 v1.0.0。
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