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Moody
by
hanxueyuan
· GitHub ↗
· v1.0.0
· MIT-0
27
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Install in OpenClaw
/install moody
Description
Provides detailed information on Moody's Corporation, a leading credit rating agency specializing in government and corporate creditworthiness assessments.
README (SKILL.md)
Moody's — The Rating Giant
历史时间线
- 1900: John Moody publishes "Moody's Manual of American Industrial and Miscellaneous Securities"
- 1909: Begins rating railroad bonds with letter grades — birth of modern credit rating
- 1924: Expands to cover virtually all US bonds
- 1975: SEC designates Moody's as a Nationally Recognized Statistical Rating Organization (NRSRO)
- 2000s: Moody's Analytics (data and software) grows alongside ratings business
- 2008: Criticized for overrating mortgage-backed securities before financial crisis
- 2020s: ESG ratings and climate risk analysis become major growth areas
商业模式
- Moody's Investors Service: Credit ratings for bonds, structured finance, sovereign debt
- Moody's Analytics: Risk management software, data, research, and consulting
- Revenue split: ~60% ratings, ~40% analytics (analytics growing faster)
护城河分析
- Regulatory moat: NRSRO designation limits competition — only 3 major players
- Issuer-pays model: Companies pay to be rated, creating recurring revenue
- Data advantage: 100+ years of default data enables superior risk models
- Analytics growth: Moody's Analytics diversifies away from controversial ratings business
关键数据
- Revenue: $6.5B+ annually
- Market cap: $70B+
- Coverage: 100,000+ rated entities globally
- Analytics growth: 10%+ YoY (faster than ratings)
有趣事实
- Moody's started by rating railroad bonds because John Moody noticed investors had no reliable way to compare the financial health of different railroad companies — a problem that sounds surprisingly modern
- The "Big Three" (Moody's, S&P, Fitch) control 95%+ of the credit rating market — making it one of the most concentrated industries in finance
Usage Guidance
This appears safe to install from a security perspective. Treat it as general reference material and independently verify financial facts if accuracy matters.
Capability Analysis
Type: OpenClaw Skill
Name: moody
Version: 1.0.0
The skill bundle contains purely informational and educational content regarding Moody's Corporation, covering its history, business model, and market analysis. There is no executable code, shell commands, network activity, or prompt injection attempts within the files (_meta.json, SKILL.md).
Capability Assessment
Purpose & Capability
The artifact content matches the stated purpose: it provides background information about Moody's Corporation and credit-rating context.
Instruction Scope
The instructions are limited to when the agent should read the reference material; there are no commands, goal overrides, hidden directives, or tool-use instructions.
Install Mechanism
There is no install spec and no code files, packages, scripts, or external dependencies.
Credentials
The skill does not request filesystem, network, shell, credential, or account access.
Persistence & Privilege
No persistence, background process, privileged access, credential storage, or mutation authority is present.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install moody - After installation, invoke the skill by name or use
/moody - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release — overview of Moody’s as a leading global credit rating agency.
- Covers Moody's history, business model, competitive moat, and key data points
- Highlights major milestones from founding in 1900 to recent ESG focus
- Breaks down revenue sources and growth trends
- Includes fun facts and context on industry concentration
Metadata
Frequently Asked Questions
What is Moody?
Provides detailed information on Moody's Corporation, a leading credit rating agency specializing in government and corporate creditworthiness assessments. It is an AI Agent Skill for Claude Code / OpenClaw, with 27 downloads so far.
How do I install Moody?
Run "/install moody" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Moody free?
Yes, Moody is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Moody support?
Moody is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Moody?
It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.
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