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MoneyClaw
作者
elvismusli
· GitHub ↗
· v5.5.3
· MIT-0
635
总下载
1
收藏
2
当前安装
17
版本数
在 OpenClaw 中安装
/install moneyclaw
功能描述
Inspect a MoneyClaw wallet, create bounded payment tasks, and continue user-confirmed payment steps using a prepaid account. Use only when the user clearly a...
安全使用建议
This skill appears coherent, but remember: granting MONEYCLAW_API_KEY lets the skill call your MoneyClaw account. Before installing: (1) verify you trust https://moneyclaw.ai and the operator; (2) prefer using a low-balance or test/prepaid account and keep agentAutoApprove disabled unless you explicitly need autonomous approvals; (3) confirm the API key scope and rotate or revoke keys when not in use; (4) monitor dashboard activity / inbox for unexpected payment intents; and (5) review MoneyClaw's terms/privacy and webhook handling if you plan to enable merchant features. If you need higher assurance, ask the publisher for an auditable API key policy or a scoped/test key you can evaluate first.
功能分析
Type: OpenClaw Skill
Name: moneyclaw
Version: 5.5.3
The 'moneyclaw' skill is a payment integration for the moneyclaw.ai service, designed to manage prepaid wallets and execute user-authorized transactions. The bundle includes extensive safety documentation (SKILL.md, references/payment-safety.md) that explicitly instructs the agent to wait for user confirmation, verify merchant domains, and respect spending limits. There are no signs of data exfiltration, unauthorized execution, or malicious prompt injection; the instructions are focused on preventing accidental or unauthorized financial activity.
能力评估
Purpose & Capability
The skill's name and description (inspect wallet, create payment intents, continue user-confirmed payments) match the single required credential (MONEYCLAW_API_KEY) and the API endpoints documented in SKILL.md and references. Nothing requested (no extra env vars, no binaries, no config paths) is unrelated to payment operations.
Instruction Scope
SKILL.md limits operations to reading /api/me, creating and inspecting payment-intents, obtaining credentials only after explicit user confirmation, and reconciling settled charges. It repeatedly warns to stop and ask the user unless auto-approval is enabled. There are no instructions to read unrelated files, exfiltrate other credentials, or contact external endpoints beyond moneyclaw.ai and the documented widget/public endpoints.
Install Mechanism
Instruction-only skill with no install spec and no code files — the lowest-risk install footprint. The skill does not attempt to download or write code to disk.
Credentials
Only one required environment variable (MONEYCLAW_API_KEY) is declared and used in the instructions; that is appropriate for an API-based payment service. The documentation explicitly treats agent auto-approval as sensitive and requires confirmation before spending, which helps justify the API key requirement.
Persistence & Privilege
always is false, user-invocable is true, and agents/openai.yaml sets allow_implicit_invocation: false, meaning the skill won't be implicitly invoked; it does not request elevated or persistent system privileges.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install moneyclaw - 安装完成后，直接呼叫该 Skill 的名称或使用
/moneyclaw触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v5.5.3
Remove hidden-card bootstrap issue fee from buyer flow guidance and clarify provider-minimum funding behavior.
v5.5.2
Clarify first hidden-card bootstrap reserve and wallet requirements.
v5.5.1
Narrow the buyer flow, remove OTP-first wording, and document wallet bootstrap more safely.
v5.5.0
Add account-level agent auto-approval guidance and simplify the default buyer payment flow.
v5.4.1
Narrow MoneyClaw listing tags to the approval-first buyer flow.
v5.4.0
Declare the MoneyClaw API key in skill metadata and narrow the skill to the approval-first buyer flow.
v5.3.1
Tighten MoneyClaw skill safety framing, disable implicit invocation, and make approval-based execution the default guidance.
v5.3.0
Remove legacy visible-card guidance and align the public MoneyClaw flow around wallet funding, payment tasks, subscriptions, and inbox surfaces.
v5.2.1
Align skill messaging with the intent-first architecture, clarify approval-based limits, document legacy compatibility fees, improve hidden-card retry guidance, and refresh discovery tags.
v5.2.0
Repackaged MoneyClaw with trust-first authorization boundaries, an explicit autonomy model, safer payment guidance, and buyer-side-first positioning.
v5.1.1
Reworked MoneyClaw for OpenClaw with buyer-side payment flow, layered payment safety guidance, and merchant/acquiring references.
v5.1.0
debug publish attempt
v4.2.0
v4.2.0: email inbox docs, dual balance, topup error handling, fee model fix, MCP wallet balance
v4.1.0
Major update: Financial intelligence and payment safety features added.
- Introduced built-in financial intelligence, including phishing detection, fraud prevention, and payment optimization guidance.
- Added a comprehensive pre-payment safety checklist to reduce the risk of fraud and phishing when making purchases.
- Updated purchase flow to emphasize safety checks and correct use of billing address.
- Adjusted fee structure: card issuance fee is now $15 ($10 with referral).
- Expanded documentation to help users make safer, more informed transactions.
v3.0.0
Major update: Adds crypto payment acquiring and merchant features, along with detailed fee structure and retry guidelines.
- Introduced crypto acquiring: accept USDT payments via invoices and hosted checkout widgets, with funds settling to your MoneyClaw wallet.
- Added endpoints and setup instructions for merchant mode, invoice creation, and webhook management.
- Documented card-related fees (issuance, topup, transaction) and outlined retry best practices to avoid unnecessary declines and charges.
- Included a new section with API-based merchant/checkout flow for seamless crypto payments.
- Updated important usage notes to reflect new features and operational guidelines.
v2.1.0
Add card spending history, card balance, inbox list, email detail endpoints
v2.0.0
Rebrand from AgentFin to MoneyClaw, new domain moneyclaw.ai, mcl_ API key prefix
元数据
常见问题
MoneyClaw 是什么？
Inspect a MoneyClaw wallet, create bounded payment tasks, and continue user-confirmed payment steps using a prepaid account. Use only when the user clearly a... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 635 次。
如何安装 MoneyClaw？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install moneyclaw」即可一键安装，无需额外配置。
MoneyClaw 是免费的吗？
是的，MoneyClaw 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
MoneyClaw 支持哪些平台？
MoneyClaw 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 MoneyClaw？
由 elvismusli（@elvismusli）开发并维护，当前版本 v5.5.3。
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