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MoneyClaw
by
elvismusli
· GitHub ↗
· v5.5.3
· MIT-0
635
Downloads
1
Stars
2
Active Installs
17
Versions
Install in OpenClaw
/install moneyclaw
Description
Inspect a MoneyClaw wallet, create bounded payment tasks, and continue user-confirmed payment steps using a prepaid account. Use only when the user clearly a...
Usage Guidance
This skill appears coherent, but remember: granting MONEYCLAW_API_KEY lets the skill call your MoneyClaw account. Before installing: (1) verify you trust https://moneyclaw.ai and the operator; (2) prefer using a low-balance or test/prepaid account and keep agentAutoApprove disabled unless you explicitly need autonomous approvals; (3) confirm the API key scope and rotate or revoke keys when not in use; (4) monitor dashboard activity / inbox for unexpected payment intents; and (5) review MoneyClaw's terms/privacy and webhook handling if you plan to enable merchant features. If you need higher assurance, ask the publisher for an auditable API key policy or a scoped/test key you can evaluate first.
Capability Analysis
Type: OpenClaw Skill
Name: moneyclaw
Version: 5.5.3
The 'moneyclaw' skill is a payment integration for the moneyclaw.ai service, designed to manage prepaid wallets and execute user-authorized transactions. The bundle includes extensive safety documentation (SKILL.md, references/payment-safety.md) that explicitly instructs the agent to wait for user confirmation, verify merchant domains, and respect spending limits. There are no signs of data exfiltration, unauthorized execution, or malicious prompt injection; the instructions are focused on preventing accidental or unauthorized financial activity.
Capability Assessment
Purpose & Capability
The skill's name and description (inspect wallet, create payment intents, continue user-confirmed payments) match the single required credential (MONEYCLAW_API_KEY) and the API endpoints documented in SKILL.md and references. Nothing requested (no extra env vars, no binaries, no config paths) is unrelated to payment operations.
Instruction Scope
SKILL.md limits operations to reading /api/me, creating and inspecting payment-intents, obtaining credentials only after explicit user confirmation, and reconciling settled charges. It repeatedly warns to stop and ask the user unless auto-approval is enabled. There are no instructions to read unrelated files, exfiltrate other credentials, or contact external endpoints beyond moneyclaw.ai and the documented widget/public endpoints.
Install Mechanism
Instruction-only skill with no install spec and no code files — the lowest-risk install footprint. The skill does not attempt to download or write code to disk.
Credentials
Only one required environment variable (MONEYCLAW_API_KEY) is declared and used in the instructions; that is appropriate for an API-based payment service. The documentation explicitly treats agent auto-approval as sensitive and requires confirmation before spending, which helps justify the API key requirement.
Persistence & Privilege
always is false, user-invocable is true, and agents/openai.yaml sets allow_implicit_invocation: false, meaning the skill won't be implicitly invoked; it does not request elevated or persistent system privileges.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install moneyclaw - After installation, invoke the skill by name or use
/moneyclaw - Provide required inputs per the skill's parameter spec and get structured output
Version History
v5.5.3
Remove hidden-card bootstrap issue fee from buyer flow guidance and clarify provider-minimum funding behavior.
v5.5.2
Clarify first hidden-card bootstrap reserve and wallet requirements.
v5.5.1
Narrow the buyer flow, remove OTP-first wording, and document wallet bootstrap more safely.
v5.5.0
Add account-level agent auto-approval guidance and simplify the default buyer payment flow.
v5.4.1
Narrow MoneyClaw listing tags to the approval-first buyer flow.
v5.4.0
Declare the MoneyClaw API key in skill metadata and narrow the skill to the approval-first buyer flow.
v5.3.1
Tighten MoneyClaw skill safety framing, disable implicit invocation, and make approval-based execution the default guidance.
v5.3.0
Remove legacy visible-card guidance and align the public MoneyClaw flow around wallet funding, payment tasks, subscriptions, and inbox surfaces.
v5.2.1
Align skill messaging with the intent-first architecture, clarify approval-based limits, document legacy compatibility fees, improve hidden-card retry guidance, and refresh discovery tags.
v5.2.0
Repackaged MoneyClaw with trust-first authorization boundaries, an explicit autonomy model, safer payment guidance, and buyer-side-first positioning.
v5.1.1
Reworked MoneyClaw for OpenClaw with buyer-side payment flow, layered payment safety guidance, and merchant/acquiring references.
v5.1.0
debug publish attempt
v4.2.0
v4.2.0: email inbox docs, dual balance, topup error handling, fee model fix, MCP wallet balance
v4.1.0
Major update: Financial intelligence and payment safety features added.
- Introduced built-in financial intelligence, including phishing detection, fraud prevention, and payment optimization guidance.
- Added a comprehensive pre-payment safety checklist to reduce the risk of fraud and phishing when making purchases.
- Updated purchase flow to emphasize safety checks and correct use of billing address.
- Adjusted fee structure: card issuance fee is now $15 ($10 with referral).
- Expanded documentation to help users make safer, more informed transactions.
v3.0.0
Major update: Adds crypto payment acquiring and merchant features, along with detailed fee structure and retry guidelines.
- Introduced crypto acquiring: accept USDT payments via invoices and hosted checkout widgets, with funds settling to your MoneyClaw wallet.
- Added endpoints and setup instructions for merchant mode, invoice creation, and webhook management.
- Documented card-related fees (issuance, topup, transaction) and outlined retry best practices to avoid unnecessary declines and charges.
- Included a new section with API-based merchant/checkout flow for seamless crypto payments.
- Updated important usage notes to reflect new features and operational guidelines.
v2.1.0
Add card spending history, card balance, inbox list, email detail endpoints
v2.0.0
Rebrand from AgentFin to MoneyClaw, new domain moneyclaw.ai, mcl_ API key prefix
Metadata
Frequently Asked Questions
What is MoneyClaw?
Inspect a MoneyClaw wallet, create bounded payment tasks, and continue user-confirmed payment steps using a prepaid account. Use only when the user clearly a... It is an AI Agent Skill for Claude Code / OpenClaw, with 635 downloads so far.
How do I install MoneyClaw?
Run "/install moneyclaw" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is MoneyClaw free?
Yes, MoneyClaw is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does MoneyClaw support?
MoneyClaw is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created MoneyClaw?
It is built and maintained by elvismusli (@elvismusli); the current version is v5.5.3.
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