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Insurance Advisor

Name: Insurance Advisor
Author: ckchzh

作者 BytesAgain2 · GitHub ↗ · v2.0.0 · MIT-0

cross-platform ✓ 安全检测通过

606

总下载

当前安装

版本数

在 OpenClaw 中安装

/install insurance-advisor

功能描述

保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life.

使用说明 (SKILL.md)

insurance-advisor

保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life, health insurance.

核心特点

🎯 精准 — 针对具体场景定制化输出 📋 全面 — 多个命令覆盖完整工作流 🇨🇳 本土化 — 完全适配中文用户习惯

命令速查

  single          single
  married         married
  married-with-kids married with kids
  medical         medical
  critical        critical
  life            life
  accident        accident
  medical         medical

专业建议

医保** — 国家医保是基础，优先参保
百万医疗险** — 几百元/年，覆盖大病住院
重疾险** — 确诊即赔，弥补收入损失
意外险** — 便宜且实用，人人需要
定期寿险** — 家庭经济支柱必备

insurance-advisor by BytesAgain

💬 Feedback & Feature Requests: https://bytesagain.com/feedback Powered by BytesAgain | bytesagain.com

Commands

Run insurance-advisor help to see all available commands.

Run insurance-advisor help for all commands

安全使用建议

This skill appears to do what it claims: insurance advice and simple local data management. Before installing: 1) Review the full contents of scripts/insurance.sh and scripts/script.sh (the provided listing was truncated) to confirm there are no hidden network calls or other unexpected behavior. 2) Be aware the tool creates and writes logs and export files under ~/.local/share/insurance-advisor — those files may contain personal or medical information, so treat them as sensitive. 3) If you want to limit risk, run the skill in a sandboxed environment or inspect/execute the scripts manually rather than letting an autonomous agent run them. 4) If you keep it, periodically inspect or remove the data directory if you no longer want stored history.

功能分析

Type: OpenClaw Skill Name: insurance-advisor Version: 2.0.0 The skill bundle is a legitimate insurance advisory tool that provides recommendations, premium calculations, and claim guides. The shell scripts (insurance.sh and script.sh) perform basic arithmetic using 'bc' and manage local logs in a standard data directory (~/.local/share/insurance-advisor) without any network connectivity, data exfiltration, or suspicious execution patterns.

能力评估

✓ Purpose & Capability

The name/description (insurance advice, product comparison, premium calc, claim guidance) match the provided bash scripts and SKILL.md. The scripts implement recommendation, comparison, premium estimation and also provide local personal-finance-style commands (record, export, search) which are within the broader scope of a personal insurance advisor tool.

ℹ Instruction Scope

SKILL.md is instruction-only help text and matches the CLI behavior. The included scripts accept user inputs and log them locally; they do not (in the visible portions) read unrelated system paths or request external credentials. However, the scripts will persist user-provided content (potentially sensitive personal/medical info) to ~/.local/share/insurance-advisor, so the agent using the skill may store PII locally unless the user is careful. Also: the provided file listings are truncated in places — the truncated parts should be reviewed for any additional behavior.

✓ Install Mechanism

No install spec (instruction-only skill) and code files are bundled directly. No downloads, package installs, or external installers were present in the provided metadata.

ℹ Credentials

The skill requests no environment variables or external credentials. It does use $HOME to create and write a data directory (~/.local/share/insurance-advisor) to store logs/exports; this is proportionate to a tool that records user entries but is important from a privacy perspective because those logs may include sensitive information.

ℹ Persistence & Privilege

always:false (no forced inclusion). The scripts create and write files under the user's home directory (data dir and multiple .log files) and produce exports (json/csv/txt). This is expected for a local advisor but means the skill persists user data; there is no indication it alters other skills or system-wide settings.

如何使用

确保已安装 OpenClaw（本地或 Docker 部署）
在对话框中输入安装命令：/install insurance-advisor
安装完成后，直接呼叫该 Skill 的名称或使用 /insurance-advisor 触发
根据 Skill 的参数说明提供必要输入，即可获得结构化输出

版本历史

v2.0.0

v2.5 standard: Use-when desc, homepage, source, security fix

v1.0.6

old template -> domain-specific v2.0.0

v1.0.5

old template -> domain-specific v2.0.0

v1.0.4

Quality upgrade

v1.0.3

Quality upgrade: custom functionality

v1.0.2

De-template, unique content, script cleanup

v1.0.1

Quality update: docs, examples, standards compliance

v2.3.0

Quality fixes: removed third-party references, aligned docs with implementation

v2.2.0

Enhanced descriptions for better AI triggering

v1.0.0

Initial release — offers comprehensive insurance advisory features in Chinese and English. - Provides tailored insurance recommendations for various personal and family situations. - Supports product comparison, premium calculation, and claims guidance. - Covers term life, health, critical illness, and accident insurance options. - User commands and advice are localized for Chinese users.

元数据

Slug insurance-advisor

版本 2.0.0

许可证 MIT-0

累计安装 4

当前安装数 4

历史版本数 10

常见问题

Insurance Advisor 是什么？

保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life. 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 606 次。

如何安装 Insurance Advisor？

在 OpenClaw 或 Claude Code 对话框中运行命令「/install insurance-advisor」即可一键安装，无需额外配置。

Insurance Advisor 是免费的吗？

是的，Insurance Advisor 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。

Insurance Advisor 支持哪些平台？

Insurance Advisor 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。

谁开发了 Insurance Advisor？

由 BytesAgain2（@ckchzh）开发并维护，当前版本 v2.0.0。