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Insurance Advisor
by
BytesAgain2
· GitHub ↗
· v2.0.0
· MIT-0
606
Downloads
0
Stars
4
Active Installs
10
Versions
Install in OpenClaw
/install insurance-advisor
Description
保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life.
README (SKILL.md)
insurance-advisor
保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life, health insurance.
核心特点
🎯 精准 — 针对具体场景定制化输出 📋 全面 — 多个命令覆盖完整工作流 🇨🇳 本土化 — 完全适配中文用户习惯
命令速查
single single
married married
married-with-kids married with kids
medical medical
critical critical
life life
accident accident
medical medical
专业建议
- 医保** — 国家医保是基础，优先参保
- 百万医疗险** — 几百元/年，覆盖大病住院
- 重疾险** — 确诊即赔，弥补收入损失
- 意外险** — 便宜且实用，人人需要
- 定期寿险** — 家庭经济支柱必备
insurance-advisor by BytesAgain
💬 Feedback & Feature Requests: https://bytesagain.com/feedback Powered by BytesAgain | bytesagain.com
Commands
Run insurance-advisor help to see all available commands.
- Run
insurance-advisor helpfor all commands
Usage Guidance
This skill appears to do what it claims: insurance advice and simple local data management. Before installing: 1) Review the full contents of scripts/insurance.sh and scripts/script.sh (the provided listing was truncated) to confirm there are no hidden network calls or other unexpected behavior. 2) Be aware the tool creates and writes logs and export files under ~/.local/share/insurance-advisor — those files may contain personal or medical information, so treat them as sensitive. 3) If you want to limit risk, run the skill in a sandboxed environment or inspect/execute the scripts manually rather than letting an autonomous agent run them. 4) If you keep it, periodically inspect or remove the data directory if you no longer want stored history.
Capability Analysis
Type: OpenClaw Skill
Name: insurance-advisor
Version: 2.0.0
The skill bundle is a legitimate insurance advisory tool that provides recommendations, premium calculations, and claim guides. The shell scripts (insurance.sh and script.sh) perform basic arithmetic using 'bc' and manage local logs in a standard data directory (~/.local/share/insurance-advisor) without any network connectivity, data exfiltration, or suspicious execution patterns.
Capability Assessment
Purpose & Capability
The name/description (insurance advice, product comparison, premium calc, claim guidance) match the provided bash scripts and SKILL.md. The scripts implement recommendation, comparison, premium estimation and also provide local personal-finance-style commands (record, export, search) which are within the broader scope of a personal insurance advisor tool.
Instruction Scope
SKILL.md is instruction-only help text and matches the CLI behavior. The included scripts accept user inputs and log them locally; they do not (in the visible portions) read unrelated system paths or request external credentials. However, the scripts will persist user-provided content (potentially sensitive personal/medical info) to ~/.local/share/insurance-advisor, so the agent using the skill may store PII locally unless the user is careful. Also: the provided file listings are truncated in places — the truncated parts should be reviewed for any additional behavior.
Install Mechanism
No install spec (instruction-only skill) and code files are bundled directly. No downloads, package installs, or external installers were present in the provided metadata.
Credentials
The skill requests no environment variables or external credentials. It does use $HOME to create and write a data directory (~/.local/share/insurance-advisor) to store logs/exports; this is proportionate to a tool that records user entries but is important from a privacy perspective because those logs may include sensitive information.
Persistence & Privilege
always:false (no forced inclusion). The scripts create and write files under the user's home directory (data dir and multiple .log files) and produce exports (json/csv/txt). This is expected for a local advisor but means the skill persists user data; there is no indication it alters other skills or system-wide settings.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install insurance-advisor - After installation, invoke the skill by name or use
/insurance-advisor - Provide required inputs per the skill's parameter spec and get structured output
Version History
v2.0.0
v2.5 standard: Use-when desc, homepage, source, security fix
v1.0.6
old template -> domain-specific v2.0.0
v1.0.5
old template -> domain-specific v2.0.0
v1.0.4
Quality upgrade
v1.0.3
Quality upgrade: custom functionality
v1.0.2
De-template, unique content, script cleanup
v1.0.1
Quality update: docs, examples, standards compliance
v2.3.0
Quality fixes: removed third-party references, aligned docs with implementation
v2.2.0
Enhanced descriptions for better AI triggering
v1.0.0
Initial release — offers comprehensive insurance advisory features in Chinese and English.
- Provides tailored insurance recommendations for various personal and family situations.
- Supports product comparison, premium calculation, and claims guidance.
- Covers term life, health, critical illness, and accident insurance options.
- User commands and advice are localized for Chinese users.
Metadata
Frequently Asked Questions
What is Insurance Advisor?
保险方案顾问。险种推荐、产品对比、保费计算、理赔指南、定期寿险、健康险方案。Insurance advisor with recommendation, comparison, premium calculation, claim guide, term life. It is an AI Agent Skill for Claude Code / OpenClaw, with 606 downloads so far.
How do I install Insurance Advisor?
Run "/install insurance-advisor" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Insurance Advisor free?
Yes, Insurance Advisor is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Insurance Advisor support?
Insurance Advisor is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Insurance Advisor?
It is built and maintained by BytesAgain2 (@ckchzh); the current version is v2.0.0.
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