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agenticio

Insurance

作者 agenticio · GitHub ↗ · v2.2.0 · MIT-0
cross-platform ✓ 安全检测通过
480
总下载
0
收藏
1
当前安装
4
版本数
在 OpenClaw 中安装
/install insurance
功能描述
Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy d...
使用说明 (SKILL.md)

Insurance

Local-first insurance record manager. Track what is already on file, keep dates organized, and log claim-related events.

Critical Privacy & Safety

Data Storage (CRITICAL)

  • All insurance records stored locally only under memory/insurance/
  • No external APIs for insurance data
  • No connection to insurance company systems
  • No policy purchases through this skill
  • User controls all data retention and deletion

Safety Boundaries (NON-NEGOTIABLE)

  • ✅ Track recorded policy details
  • ✅ Log claims and incident records
  • ✅ Summarize stored premiums, renewals, and policy counts
  • ✅ Highlight missing or untracked policy categories in the user's stored records
  • ❌ NEVER provide insurance advice
  • ❌ NEVER recommend specific coverage amounts
  • ❌ NEVER tell the user what insurance they should buy
  • ❌ NEVER replace a licensed insurance agent, broker, or attorney
  • ❌ NEVER facilitate policy purchases

Legal Disclaimer

Insurance decisions depend on individual circumstances, jurisdiction, and exact policy language. This skill is only for organizing and reviewing stored insurance records. Missing categories in stored records do not imply the user needs additional insurance. For coverage decisions or legal interpretation, consult a licensed insurance professional.

Data Files

This skill stores local JSON files in:

  • memory/insurance/policies.json
  • memory/insurance/claims.json

Additional files may be added later as the skill expands.

Core Workflows

Add Policy Record

User: "Add my home insurance policy" → Use scripts/add_policy.py → Store the policy details locally

List Recorded Policies

User: "Show my insurance policies" → Use scripts/list_policies.py → Show all policies already stored in local records

Check Upcoming Renewals

User: "Any insurance renewals coming up?" → Use scripts/check_renewals.py --days 60 → Show policies in local records renewing soon

Generate Summary

User: "Summarize my insurance records" → Use scripts/generate_summary.py → Show totals by type, total annual premium, and upcoming renewals

Log Claim Event

User: "Log a claim for my auto policy" → Use scripts/log_claim.py → Store claim-related event details locally

Scripts Reference

Script Purpose
add_policy.py Add a new policy record
list_policies.py List all stored policies
check_renewals.py Find policies renewing soon
generate_summary.py Summarize stored policy records
log_claim.py Log a claim or incident record

Disclaimer

This skill is for local insurance record organization only. It does not provide insurance advice, recommend coverage levels, interpret legal policy obligations, or replace licensed professionals.

安全使用建议
This skill appears to be what it says: a local-only organizer that writes JSON files and prints JSON responses. Before installing, consider: (1) the skill will create and write files by default to ~/.openclaw/workspace/memory/insurance (you can set WORKSPACE_ROOT to change this); (2) it will store sensitive insurance details locally—ensure the directory permissions and backups meet your privacy needs; (3) running the skill executes bundled Python scripts, so only install if you trust the code bundle (you can inspect the files shown here). No network or external credentials are required.
功能分析
Type: OpenClaw Skill Name: insurance Version: 2.2.0 The insurance skill is a local-first record organizer that strictly manages data within the local workspace. The code in scripts like add_policy.py and log_claim.py uses standard library functions for file I/O and input validation, with no evidence of network activity, shell execution, or data exfiltration. Furthermore, SKILL.md includes explicit safety boundaries and legal disclaimers to prevent the AI agent from providing unauthorized insurance advice or facilitating purchases.
能力评估
✓ Purpose & Capability
Name/description describe a local insurance record manager and the included scripts (add/list/check/generate/log) implement exactly that functionality; no unrelated services, credentials, or external APIs are requested.
ℹ Instruction Scope
SKILL.md instructs running the included local scripts only and the scripts do that. One minor mismatch: SKILL.md says files are stored under memory/insurance/, while the code actually stores them under WORKSPACE_ROOT/memory/insurance (WORKSPACE_ROOT defaults to ~/.openclaw/workspace). The code does not read other system artifacts or transmit data externally.
✓ Install Mechanism
No install spec or external downloads; this is an instruction+code bundle where the agent runs bundled Python scripts. No archives or third-party installers are fetched.
ℹ Credentials
The skill declares no required environment variables or credentials. The only environment usage is an optional WORKSPACE_ROOT environment variable to override the default workspace path; this is reasonable and not a secret requirement.
✓ Persistence & Privilege
always is false and the skill does not attempt to modify other skills or global agent configuration. It persists only its own JSON files under its workspace directory.
如何使用
  1. 确保已安装 OpenClaw（本地或 Docker 部署）
  2. 在对话框中输入安装命令：/install insurance
  3. 安装完成后，直接呼叫该 Skill 的名称或使用 /insurance 触发
  4. 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v2.2.0
Insurance v2.2.0: aligned manifest with shipped scripts, added portable local storage helpers, standardized JSON output, and introduced core workflows for listing policies, checking renewals, generating summaries, and logging claim events.
v2.1.0
Major update: Added policy tracking system, claims logging, local data storage, and comprehensive insurance management workflows
v2.0.0
Complete rewrite with deeper content
v1.0.0
Initial release
元数据
Slug insurance
版本 2.2.0
许可证 MIT-0
累计安装 1
当前安装数 1
历史版本数 4
常见问题

Insurance 是什么？

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy d... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 480 次。

如何安装 Insurance？

在 OpenClaw 或 Claude Code 对话框中运行命令「/install insurance」即可一键安装，无需额外配置。

Insurance 是免费的吗？

是的，Insurance 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。

Insurance 支持哪些平台？

Insurance 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。

谁开发了 Insurance？

由 agenticio（@agenticio）开发并维护，当前版本 v2.2.0。

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