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agenticio

Insurance

by agenticio · GitHub ↗ · v2.2.0 · MIT-0
cross-platform ✓ Security Clean
480
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0
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1
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4
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Install in OpenClaw
/install insurance
Description
Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy d...
README (SKILL.md)

Insurance

Local-first insurance record manager. Track what is already on file, keep dates organized, and log claim-related events.

Critical Privacy & Safety

Data Storage (CRITICAL)

  • All insurance records stored locally only under memory/insurance/
  • No external APIs for insurance data
  • No connection to insurance company systems
  • No policy purchases through this skill
  • User controls all data retention and deletion

Safety Boundaries (NON-NEGOTIABLE)

  • ✅ Track recorded policy details
  • ✅ Log claims and incident records
  • ✅ Summarize stored premiums, renewals, and policy counts
  • ✅ Highlight missing or untracked policy categories in the user's stored records
  • NEVER provide insurance advice
  • NEVER recommend specific coverage amounts
  • NEVER tell the user what insurance they should buy
  • NEVER replace a licensed insurance agent, broker, or attorney
  • NEVER facilitate policy purchases

Legal Disclaimer

Insurance decisions depend on individual circumstances, jurisdiction, and exact policy language. This skill is only for organizing and reviewing stored insurance records. Missing categories in stored records do not imply the user needs additional insurance. For coverage decisions or legal interpretation, consult a licensed insurance professional.

Data Files

This skill stores local JSON files in:

  • memory/insurance/policies.json
  • memory/insurance/claims.json

Additional files may be added later as the skill expands.

Core Workflows

Add Policy Record

User: "Add my home insurance policy" → Use scripts/add_policy.py → Store the policy details locally

List Recorded Policies

User: "Show my insurance policies" → Use scripts/list_policies.py → Show all policies already stored in local records

Check Upcoming Renewals

User: "Any insurance renewals coming up?" → Use scripts/check_renewals.py --days 60 → Show policies in local records renewing soon

Generate Summary

User: "Summarize my insurance records" → Use scripts/generate_summary.py → Show totals by type, total annual premium, and upcoming renewals

Log Claim Event

User: "Log a claim for my auto policy" → Use scripts/log_claim.py → Store claim-related event details locally

Scripts Reference

Script Purpose
add_policy.py Add a new policy record
list_policies.py List all stored policies
check_renewals.py Find policies renewing soon
generate_summary.py Summarize stored policy records
log_claim.py Log a claim or incident record

Disclaimer

This skill is for local insurance record organization only. It does not provide insurance advice, recommend coverage levels, interpret legal policy obligations, or replace licensed professionals.

Usage Guidance
This skill appears to be what it says: a local-only organizer that writes JSON files and prints JSON responses. Before installing, consider: (1) the skill will create and write files by default to ~/.openclaw/workspace/memory/insurance (you can set WORKSPACE_ROOT to change this); (2) it will store sensitive insurance details locally—ensure the directory permissions and backups meet your privacy needs; (3) running the skill executes bundled Python scripts, so only install if you trust the code bundle (you can inspect the files shown here). No network or external credentials are required.
Capability Analysis
Type: OpenClaw Skill Name: insurance Version: 2.2.0 The insurance skill is a local-first record organizer that strictly manages data within the local workspace. The code in scripts like add_policy.py and log_claim.py uses standard library functions for file I/O and input validation, with no evidence of network activity, shell execution, or data exfiltration. Furthermore, SKILL.md includes explicit safety boundaries and legal disclaimers to prevent the AI agent from providing unauthorized insurance advice or facilitating purchases.
Capability Assessment
Purpose & Capability
Name/description describe a local insurance record manager and the included scripts (add/list/check/generate/log) implement exactly that functionality; no unrelated services, credentials, or external APIs are requested.
Instruction Scope
SKILL.md instructs running the included local scripts only and the scripts do that. One minor mismatch: SKILL.md says files are stored under memory/insurance/, while the code actually stores them under WORKSPACE_ROOT/memory/insurance (WORKSPACE_ROOT defaults to ~/.openclaw/workspace). The code does not read other system artifacts or transmit data externally.
Install Mechanism
No install spec or external downloads; this is an instruction+code bundle where the agent runs bundled Python scripts. No archives or third-party installers are fetched.
Credentials
The skill declares no required environment variables or credentials. The only environment usage is an optional WORKSPACE_ROOT environment variable to override the default workspace path; this is reasonable and not a secret requirement.
Persistence & Privilege
always is false and the skill does not attempt to modify other skills or global agent configuration. It persists only its own JSON files under its workspace directory.
How to Use
  1. Make sure OpenClaw is installed (local or Docker)
  2. Run the install command in chat: /install insurance
  3. After installation, invoke the skill by name or use /insurance
  4. Provide required inputs per the skill's parameter spec and get structured output
Version History
v2.2.0
Insurance v2.2.0: aligned manifest with shipped scripts, added portable local storage helpers, standardized JSON output, and introduced core workflows for listing policies, checking renewals, generating summaries, and logging claim events.
v2.1.0
Major update: Added policy tracking system, claims logging, local data storage, and comprehensive insurance management workflows
v2.0.0
Complete rewrite with deeper content
v1.0.0
Initial release
Metadata
Slug insurance
Version 2.2.0
License MIT-0
All-time Installs 1
Active Installs 1
Total Versions 4
Frequently Asked Questions

What is Insurance?

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy d... It is an AI Agent Skill for Claude Code / OpenClaw, with 480 downloads so far.

How do I install Insurance?

Run "/install insurance" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.

Is Insurance free?

Yes, Insurance is completely free, licensed under MIT-0. You can download, install and use it at no cost.

Which platforms does Insurance support?

Insurance is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).

Who created Insurance?

It is built and maintained by agenticio (@agenticio); the current version is v2.2.0.

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