贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule.

This skill appears coherent and implements the described loan-calculator functionality locally. Before installing or running: 1) Be aware it will create a data directory (by default ~/.local/share/loan-calculator) containing data.log and history.log that may include anything you pass to the tool; avoid entering sensitive PII or credentials into commands. 2) The scripts use the 'bc' utility (and common Unix tools like grep, date); ensure those binaries exist where you intend to run it. 3) If you want to control where data is stored, set LOAN_CALCULATOR_DIR to a safe location. 4) No network calls or secret-requiring env vars are present, but you can still review the scripts in the repository yourself if you want to audit behavior before running. Overall the package is consistent with its description.

Type: OpenClaw Skill Name: loan-calculator Version: 2.0.0 The skill bundle is a legitimate loan calculator tool providing financial analysis features like installment calculations and prepayment analysis. The primary logic in `scripts/loan.sh` uses standard shell utilities (bc, printf) for local calculations, and `scripts/script.sh` provides basic local logging and data management without any network activity, sensitive data access, or suspicious execution patterns.