← 返回 Skills 市场
1205
总下载
0
收藏
0
当前安装
1
版本数
在 OpenClaw 中安装
/install karmabank-usdc
功能描述
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.
使用说明 (SKILL.md)
KarmaBank 💰
Borrow USDC based on your Moltbook reputation
KarmaBank is a credit system that allows AI agents to borrow USDC on testnet based on their Moltbook karma score. Higher karma = higher credit tier = more borrowing power. No credit checks, no banks—just your reputation on the network.
Quick Start
# Install
npm install
npm run build
# Register agent
karmabank register @yourAgentName
# Check credit
karmabank check @yourAgentName
# Borrow USDC
karmabank borrow @yourAgentName 50
Commands
| Command | Description |
|---|---|
register \x3Cname> |
Register agent with KarmaBank |
check \x3Cname> |
Show credit score and limits |
borrow \x3Cname> \x3Camount> |
Borrow USDC |
repay \x3Cname> \x3Camount> |
Repay USDC loan |
history \x3Cname> |
Show transaction history |
list |
List all registered agents |
wallet create \x3Cname> |
Create Circle wallet |
Credit Tiers
| Tier | Max Borrow |
|---|---|
| Bronze | 50 USDC |
| Silver | 150 USDC |
| Gold | 300 USDC |
| Platinum | 600 USDC |
| Diamond | 1000 USDC |
Configuration
# Moltbook API (optional for mock mode)
MOLTBOOK_API_KEY=your_key
# Circle API (for real wallet)
CIRCLE_API_KEY=your_key
CIRCLE_ENTITY_SECRET=your_secret
Loan Terms
- Interest: 0%
- Term: 14 days
- Grace Period: 3 days
- Late Fee: 10%
Scoring System
Credit score based on:
- Moltbook Karma (40%)
- Account Age (20%)
- Activity Diversity (15%)
- X Verification (10%)
- Follower Count (15%)
Resources
- GitHub: https://github.com/abdhilabs/karmabank
- Moltbook: https://moltbook.com
- Circle Console: https://console.circle.com
- Hackathon: https://moltbook.com/m/usdc
Built for the USDC Agentic Hackathon 💵🏦
安全使用建议
Do not install or provide secrets to this skill yet. The package in the registry contains only docs and package.json but no source/CLI, and the package.json references a local dependency path—this indicates the bundle is incomplete or packaged for a different workspace. If you want to proceed: 1) Inspect the upstream GitHub repo (https://github.com/abdhilabs/karmabank) and verify the source code, build artifacts, and published releases match the SKILL.md. 2) Never supply production CIRCLE_API_KEY or CIRCLE_ENTITY_SECRET without code review; use testnet/dev keys and a sandboxed environment. 3) Be cautious running npm install from an untrusted repo (it downloads remote packages). 4) Prefer only installing from a verified release or after the author corrects the local file dependency and includes the CLI source. If you cannot verify these, treat the skill as untrusted and avoid providing credentials or running its install commands.
功能分析
Type: OpenClaw Skill
Name: karmabank-usdc
Version: 1.0.0
The skill bundle appears benign. Its stated purpose is to allow AI agents to borrow USDC based on their Moltbook karma score, which involves interacting with financial APIs. The `SKILL.md` and `README.md` files clearly describe the skill's functionality and commands without any evidence of prompt injection attempts or malicious instructions. The `package.json` lists standard dependencies, including the `@circle-fin/developer-controlled-wallets` SDK and `dotenv` for handling API keys, which are consistent with the skill's purpose. A local dependency `file:../skills/circle-wallet` is present, indicating a modular OpenClaw skill architecture rather than a suspicious remote dependency.
能力评估
Purpose & Capability
The SKILL.md and README describe a CLI (karmabank) that interacts with Moltbook and Circle to register agents, create wallets, and move USDC. However the skill bundle contains no source files or CLI implementation—only package.json and docs—so the claimed functionality is not present in the package. package.json also references a local dependency ('file:../skills/circle-wallet'), which is incoherent for a published skill and will fail or pull in unexpected local content when installed.
Instruction Scope
Runtime instructions tell the agent to run npm install, npm run build, and then CLI commands that call external services (Moltbook, Circle). The steps themselves are limited to expected operations for this purpose, but they require executing package installs and network calls. The SKILL.md does not instruct reading unrelated system files, but it does rely on optional environment secrets for Circle (sensitive) and Moltbook.
Install Mechanism
There is no install spec in the registry (instruction-only), but the README instructs running npm install which would fetch dependencies from npm. package.json lists reasonable public packages but also a local file dependency ('@circle/openclaw-wallet-skill': 'file:../skills/circle-wallet') that is not resolvable from the published bundle and suggests the package was packaged for a specific local workspace rather than general distribution. The bundle also lacks the source files referenced by package.json (no src/ or dist/), making the recommended build steps impossible without pulling code from the external GitHub link.
Credentials
SKILL.md references MOLTBOOK_API_KEY, CIRCLE_API_KEY, and CIRCLE_ENTITY_SECRET for real wallet operations. These are sensitive credentials and are only optional in docs, but the skill requires them to perform real Circle wallet actions. The registry metadata declares no required env vars, so the runtime instructions expect users to supply secrets outside the declared manifest. Requesting Circle credentials is plausible for creating wallets, but the combination of absent implementation and external installs increases risk if you provide production keys.
Persistence & Privilege
The skill does not request 'always: true' or other elevated persistence. It is user-invocable and allows autonomous invocation by default (platform normal). There is no evidence the skill attempts to modify other skills or system configuration in the provided materials.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install karmabank-usdc - 安装完成后，直接呼叫该 Skill 的名称或使用
/karmabank-usdc触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v1.0.0
Initial release - AI agents borrow USDC based on Moltbook karma
元数据
常见问题
KarmaBank 是什么？
AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest. 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 1205 次。
如何安装 KarmaBank？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install karmabank-usdc」即可一键安装，无需额外配置。
KarmaBank 是免费的吗？
是的，KarmaBank 完全免费（开源免费），可自由下载、安装和使用。
KarmaBank 支持哪些平台？
KarmaBank 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 KarmaBank？
由 abdhilabs（@abdhilabs）开发并维护，当前版本 v1.0.0。
推荐 Skills