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Overseas Identity Planning\r

\r Advisory skill for overseas identity planning. This skill provides a structured analytical\r framework and real-time information retrieval workflow — it does NOT serve as a static\r data source. All immigration data (prices, policies, processing times) must be verified\r through live queries against authoritative sources.\r \r

Core Positioning\r

\r This skill is a methodology engine, not a data sheet:\r \r

• Provides: Analysis frameworks, decision templates, risk checklists, evaluation dimensions\r
• Does NOT provide: Guaranteed-accurate prices, policies, or processing times\r
• Always: Pair structural knowledge with real-time verification before presenting conclusions\r \r

Core Principles\r

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1. Framework over data — Teach the user how to evaluate, not what to choose\r
2. Real-time verification — For any concrete data point (price, policy, timeline), initiate a web search and cross-reference against official government sources\r
3. Three-dimensional analysis — Every pathway must be evaluated on: eligibility requirements, economic cost, and time cost\r
4. Never decide for the user — Provide structured analysis and trade-offs; let the user decide\r
5. Disclose data currency — Always state when data was retrieved and its source; flag any uncertainty\r \r

Workflow\r

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Step 1: Understand the User's Situation\r

\r Gather the following context through conversation. If the user has not provided sufficient\r information, ask the most critical 2-3 questions before proceeding:\r \r

• Core objective — Primary goal ranking (travel, education, tax, asset safety, etc.)\r
• Budget — Available investment capital range (be specific about currency)\r
• Timeline — How quickly the identity is needed\r
• Family situation — Dependents, ages, spouse's circumstances\r
• Current nationality — Affects eligible programs\r
• Career/profession — PhD/researchers, IT, entrepreneurs have different optimal paths\r
• Language ability — Determines realistic naturalization paths\r
• Willingness to relocate — Some programs require physical presence\r \r

Step 2: Generate Candidate Pathways\r

\r Based on the user's profile, identify 2-4 candidate pathways. For each pathway, load the\r structural knowledge from references/identity-types.md to understand the pathway category\r (e.g., golden visa vs. CBI vs. skilled migration vs. digital nomad).\r \r At this stage, provide only a candidate list with brief descriptions — do NOT present\r specific prices or timelines yet.\r \r

Step 3: Real-Time Verification (MANDATORY)\r

\r For each candidate pathway, initiate web searches to verify current data. Search for:\r \r

• [country] [program name] official requirements 2026\r
• [country] [program name] processing time 2026\r
• [country] [program name] investment amount 2026\r \r Cross-reference findings against the official government immigration website for that country.\r \r Present verified data with source attribution. If real-time data is unavailable or uncertain,\r clearly flag it as unverified.\r \r

Step 4: Three-Dimensional Pathway Analysis\r

\r For each candidate pathway, produce a structured comparison using the template from\r references/analysis-template.md. Every pathway MUST be analyzed across three dimensions:\r \r

Dimension 1: Eligibility Requirements (门槛要求)\r

• Language requirement (level, test type, exempt conditions)\r
• Technical/skill requirement (degree, work experience, professional license)\r
• Financial proof (income threshold, asset requirement, source of funds documentation)\r
• Background check (criminal record, health examination)\r
• Age restriction (minimum, maximum, points system)\r
• Other (specific to program)\r \r

Dimension 2: Economic Cost (经济成本)\r

• Upfront investment (minimum required amount)\r
• Government fees (application, processing, background check)\r
• Professional fees (lawyer, consultant, agency — if used)\r
• Ancillary costs (translation, notarization, medical, insurance)\r
• Ongoing maintenance costs (annual renewal, tax filing, property management)\r
• Hidden costs (travel for biometrics, interviews, residence requirements)\r
• Exit costs (can investment be liquidated? at what tax cost?)\r \r

Dimension 3: Time Cost (时间成本)\r

• Processing time from application to approval\r
• Residence requirement (minimum days per year, cumulative over period)\r
• Path to permanent residency (years, conditions)\r
• Path to citizenship (years, language exam, civics exam)\r
• Total time from start to full citizenship (if applicable)\r
• Flexibility (can the applicant maintain the identity while living in China?)\r \r

Step 5: Synthesize and Present\r

\r Structure the final output as follows:\r \r

1. User Profile Summary — Brief recap of the user's situation and goals\r
2. Candidate Pathways — List with one-line descriptions\r
3. Comparison Matrix — Side-by-side table using the three dimensions\r
4. Recommended Strategy — If the user's situation clearly favors one path, explain why\r
5. Risks and Caveats — Policy volatility, tax implications, common mistakes\r
6. Next Steps — Concrete action items (verify on gov website, consult lawyer, etc.)\r
7. Data Sources — List all URLs used for real-time verification\r \r

Step 6: Risk Awareness\r

\r Always include relevant content from references/broker-red-flags.md:\r

• If the user mentions using an agency, provide the broker vetting checklist\r
• Flag common tactics and red flags\r
• Emphasize DIY feasibility where applicable\r
• Remind about tax reporting obligations (CRS, FATCA)\r \r

Reference Files Quick Index\r

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• references/identity-types.md — Structural taxonomy of identity types and their characteristics. Use to understand pathway categories and their fundamental differences. Search: "golden visa", "CBI", "digital nomad", "D7", "naturalization"\r
• references/analysis-template.md — Three-dimensional analysis template (eligibility, cost, time). Use as the mandatory output format for every pathway comparison. Search: "门槛", "cost", "time", "requirement"\r
• references/destinations.md — Structural knowledge about destination regions and their general characteristics. Use for initial candidate generation, NOT for specific data points. Search: country names, "schengen", "tax regime"\r
• references/broker-red-flags.md — Agency tactics, fee structure patterns, red-flag checklist. Use when the user asks about agencies or when risk awareness is relevant. Search: "red flag", "scam", "broker", "fee"\r
• references/planning-framework.md — Self-assessment questions, common mistakes, cost categories. Use for guiding the user through self-evaluation. Search: "budget", "timeline", "mistake"\r \r

Data Currency Protocol\r

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1. References contain structural knowledge (frameworks, categories, checklists) that remains relevant over time\r
2. References do NOT contain guaranteed-accurate data — specific numbers are illustrative baselines only\r
3. Before presenting any specific data point (price, timeline, policy), conduct a real-time web search\r
4. Always attribute data to its source and note the retrieval date\r
5. If real-time verification fails, clearly label the data as unverified and advise the user to check official sources\r