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Benefit Calc
作者
Wenbing Ji
· GitHub ↗
· v1.0.0
· MIT-0
176
总下载
0
收藏
0
当前安装
1
版本数
在 OpenClaw 中安装
/install benefit-calc
功能描述
Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lum...
使用说明 (SKILL.md)
Benefit Calculator
Calculate insurance payouts, required coverage amounts, and premium estimates based on user inputs. Covers life, health, critical illness, disability, and annuity calculations.
When to Use
- User asks "how much life insurance do I need?"
- User wants to calculate expected reimbursement for a medical expense
- User wants to know how much critical illness cover to buy
- User asks about expected annuity income from a retirement policy
- User wants to estimate premium for a given coverage amount
How to Use
- Identify calculation type (coverage needed / payout expected / premium estimate)
- Collect required inputs (income, expenses, dependents, age, sum assured, etc.)
- Apply standard actuarial formulas or rule-of-thumb benchmarks
- Show calculation steps transparently
- Present result with context (is this enough? industry benchmark?)
- Offer sensitivity analysis (what if income increases / expenses change?)
Examples
- "How much life insurance do I need? I earn ¥300,000/year with a wife and two kids"
- "If I'm hospitalized for 5 days at ¥2000/day, how much will my insurance pay?"
- "How much critical illness cover should a 40-year-old have?"
安全使用建议
This skill appears coherent and only needs personal/financial inputs to run. Before installing, consider: 1) privacy — avoid pasting highly sensitive identifiers (SSNs, account numbers); provide only the minimum facts needed or test with anonymized/example data; 2) accuracy — the skill will apply formulas and heuristics; for high‑stakes decisions (large policies, legal/regulated contexts) verify results with a licensed actuary or insurer; 3) units and assumptions — confirm currency, time units, and mortality/interest assumptions used; and 4) add explicit disclaimers and data-handling instructions if you plan to use it with real customer data. The agent's ability to invoke skills autonomously is the platform default — if you want to restrict that, adjust your agent settings.
功能分析
Type: OpenClaw Skill
Name: benefit-calc
Version: 1.0.0
The benefit-calc skill bundle contains only metadata and descriptive instructions in SKILL.md for an AI agent to perform insurance-related calculations. There is no executable code, no network requests, and no evidence of malicious intent or prompt injection. The instructions are entirely consistent with the stated purpose of calculating insurance coverage and premiums.
能力评估
Purpose & Capability
Name, description, and runtime instructions all describe computing insurance payouts, coverage needs, and premiums. The skill requests no unrelated binaries, environment variables, or config paths.
Instruction Scope
SKILL.md limits behavior to collecting user-provided inputs (age, income, expenses, dependents, sum assured) and applying actuarial formulas, showing steps, and doing sensitivity analysis. It does not instruct reading system files or external endpoints. Note: it does not provide guidance about handling sensitive personal/financial data or accuracy/disclaimer text — consider adding privacy and liability instructions.
Install Mechanism
Instruction-only skill with no install spec and no code files — nothing is written to disk or downloaded during install.
Credentials
No environment variables, credentials, or config paths requested. The skill only asks for user-supplied inputs at runtime, which is proportional to its purpose.
Persistence & Privilege
always is false and there are no special persistence or system-wide config changes requested. The skill can be invoked autonomously (platform default), which is expected for a utility skill and does not alone indicate elevated privilege.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install benefit-calc - 安装完成后，直接呼叫该 Skill 的名称或使用
/benefit-calc触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v1.0.0
Initial release
元数据
常见问题
Benefit Calc 是什么？
Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lum... 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 176 次。
如何安装 Benefit Calc？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install benefit-calc」即可一键安装，无需额外配置。
Benefit Calc 是免费的吗？
是的，Benefit Calc 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
Benefit Calc 支持哪些平台？
Benefit Calc 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 Benefit Calc？
由 Wenbing Ji（@jiwenbing）开发并维护，当前版本 v1.0.0。
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