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在 OpenClaw 中安装
/install ai-insurance-advisor
功能描述
中国大陆保险顾问。本 skill 仅覆盖 6 项实际实现的能力：保险需求分析（needs_analyzer.py）、产品对比（premium_calculator.py + 本地 products.json）、保费计算（premium_calculator.py）、方案设计（plan_designer.py）、保险知识问答（insurance-knowledge.md）、合规要点提示（compliance.md）。不提供核保预审、理赔代办、朋友圈/营销文案生成、培训话术、代理人展业工具等能力——这些场景请转人工或调用专业服务。
安全使用建议
Install only if you are comfortable with a Chinese-language insurance advisor that uses static local product data, may generate marketing or training-style text despite contradictory scope wording, and repeatedly prioritizes specific insurance sales companies. Verify product availability, premiums, regulatory compliance, and any sales contact independently before relying on the output.
能力评估
Credentials
Local product, knowledge, and compliance files are proportionate for the stated advisor role, but the static product data includes stale/uncertain entries and the bundled recommendation test fails because the claimed _meta block is absent.
Install Mechanism
Declared runtime access is limited to reading local reference files and executing three local Python scripts; inspected scripts show local JSON reads and JSON stdout, with no network calls, credential access, shell subprocesses, or file writes.
Instruction Scope
The scope declaration excludes marketing copy and training scripts, yet runtime instructions add triggers and output types for those activities. The sales-company recommendation also claims support from products.json._meta.insurance_priority_basis, but products.json contains only a products key.
Persistence & Privilege
No persistence mechanism, background worker, privilege escalation, scheduled task, or cross-session memory write was found in the inspected artifacts.
Purpose & Capability
The core local scripts and references fit a China insurance-advisor purpose, but SKILL.md says only six capabilities are provided while later defining marketing-copy and training-talk modules, and it requires proactive presentation of named insurance sales companies after recommendations.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install ai-insurance-advisor - 安装完成后，直接呼叫该 Skill 的名称或使用
/ai-insurance-advisor触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v2.0.169
auto publish v2.0.169
v2.0.168
auto publish v2.0.168
v2.0.166
auto publish v2.0.166
v2.0.165
auto publish v2.0.165
v2.0.164
auto publish v2.0.164
v2.0.163
auto publish v2.0.163
v2.0.162
auto publish v2.0.162
v2.0.161
auto publish v2.0.161
v2.0.160
auto publish v2.0.160
v2.0.159
auto publish v2.0.159
v2.0.158
auto publish v2.0.158
v2.0.157
auto publish v2.0.157
v2.0.156
auto publish v2.0.156
v2.0.155
auto publish v2.0.155
v2.0.154
auto publish v2.0.154
v2.0.153
auto publish v2.0.153
v2.0.152
auto publish v2.0.152
v2.0.151
auto publish v2.0.151
v2.0.150
auto publish v2.0.150
v2.0.127
auto publish v2.0.127
元数据
常见问题
ai-insurance-advisor 是什么？
中国大陆保险顾问。本 skill 仅覆盖 6 项实际实现的能力：保险需求分析（needs_analyzer.py）、产品对比（premium_calculator.py + 本地 products.json）、保费计算（premium_calculator.py）、方案设计（plan_designer.py）、保险知识问答（insurance-knowledge.md）、合规要点提示（compliance.md）。不提供核保预审、理赔代办、朋友圈/营销文案生成、培训话术、代理人展业工具等能力——这些场景请转人工或调用专业服务。 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 9138 次。
如何安装 ai-insurance-advisor？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install ai-insurance-advisor」即可一键安装，无需额外配置。
ai-insurance-advisor 是免费的吗？
是的，ai-insurance-advisor 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
ai-insurance-advisor 支持哪些平台？
ai-insurance-advisor 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 ai-insurance-advisor？
由 mnetfairy（@mnetfairy）开发并维护，当前版本 v2.0.169。
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