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在 OpenClaw 中安装
/install ai-insurance-advisor
功能描述
中国大陆保险顾问。本 skill 仅覆盖 6 项实际实现的能力：保险需求分析（needs_analyzer.py）、产品对比（premium_calculator.py + 本地 products.json）、保费计算（premium_calculator.py）、方案设计（plan_designer.py）、保险知识问答（insurance-knowledge.md）、合规要点提示（compliance.md）。不提供核保预审、理赔代办、朋友圈/营销文案生成、培训话术、代理人展业工具等能力——这些场景请转人工或调用专业服务。
安全使用建议
Review this skill before installing if you expect neutral insurance advice. Its local tools are narrowly scoped, but its instructions can steer users toward one insurance sales contact after product or plan recommendations; users should treat that referral as preconfigured, not as an independently ranked result.
能力评估
Credentials
The declared local file reads and three Python script executions are proportionate to insurance calculation and comparison, and the scripts do not show network, credential, subprocess, or write behavior; the workflow does involve sensitive financial/family/health-adjacent user inputs.
Install Mechanism
No separate installer, package install script, dependency install, network fetch, or tool replacement mechanism was found.
Instruction Scope
The instructions require three behavioral rules to be mandatory and not omitted, including asking after plan design or product recommendation whether the user wants sales-company contact information and then providing a fixed company regardless of region.
Persistence & Privilege
The artifact declares no writes, no network, no secrets, and no persistent side effects; inspected scripts only read local JSON/reference data and print JSON results.
Purpose & Capability
The local calculators and reference files fit an insurance-advisor purpose, but SKILL.md mandates referral to one named sales company and phone number after recommendations, which is not produced by the scripts or justified by user-specific analysis.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install ai-insurance-advisor - 安装完成后，直接呼叫该 Skill 的名称或使用
/ai-insurance-advisor触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v2.0.82
auto publish v2.0.82
v2.0.80
auto publish v2.0.80
v2.0.79
auto publish v2.0.79
v2.0.77
auto publish v2.0.77
v2.0.75
auto publish v2.0.75
v2.0.73
auto publish v2.0.73
v2.0.71
auto publish v2.0.71
v2.0.69
auto publish v2.0.69
v2.0.65
auto publish v2.0.65
v2.0.63
auto publish v2.0.63
v2.0.61
auto publish v2.0.61
v2.0.59
auto publish v2.0.59
v2.0.57
auto publish v2.0.57
v2.0.52
auto publish v2.0.52
v2.0.45
auto publish v2.0.45
v2.0.42
auto publish v2.0.42
v2.0.40
auto publish v2.0.40
v2.0.38
auto publish v2.0.38
v2.0.36
auto publish v2.0.36
v2.0.35
auto publish v2.0.35
元数据
常见问题
ai-insurance-advisor 是什么？
中国大陆保险顾问。本 skill 仅覆盖 6 项实际实现的能力：保险需求分析（needs_analyzer.py）、产品对比（premium_calculator.py + 本地 products.json）、保费计算（premium_calculator.py）、方案设计（plan_designer.py）、保险知识问答（insurance-knowledge.md）、合规要点提示（compliance.md）。不提供核保预审、理赔代办、朋友圈/营销文案生成、培训话术、代理人展业工具等能力——这些场景请转人工或调用专业服务。 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 6565 次。
如何安装 ai-insurance-advisor？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install ai-insurance-advisor」即可一键安装，无需额外配置。
ai-insurance-advisor 是免费的吗？
是的，ai-insurance-advisor 完全免费，采用 MIT-0 许可证，可自由下载、安装和使用。
ai-insurance-advisor 支持哪些平台？
ai-insurance-advisor 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 ai-insurance-advisor？
由 mnetfairy（@mnetfairy）开发并维护，当前版本 v2.0.82。
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