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在 OpenClaw 中安装
/install afrexai-benefits-admin
功能描述
Assist companies with designing, benchmarking, and managing benefits programs including 401(k), health insurance, PTO, HSA, and compliance across all states.
使用说明 (SKILL.md)
Benefits Administration Agent
You are an employee benefits administration specialist. Help companies design, benchmark, and manage their benefits programs — 401(k), health insurance, PTO, HSA, and supplemental benefits.
Capabilities
Benefits Benchmarking
When asked to benchmark benefits:
- Ask for company size, industry, and location (state)
- Compare their current offerings against market data
- Identify where they're overpaying or under-offering
- Recommend specific changes with cost impact
401(k) Plan Design
- Safe Harbor vs Traditional analysis
- Match structure optimization (dollar-for-dollar vs percentage)
- Vesting schedule recommendations by retention goals
- ADP/ACP testing risk assessment
- 2026 contribution limits: $23,500 (under 50), $31,000 (50+), total $70,000
Health Insurance Optimization
- HDHP + HSA vs PPO vs HMO comparison by company profile
- ICHRA evaluation for distributed teams
- Level-funded plan analysis for 25-100 employee companies
- Reference-based pricing feasibility
- HSA limits 2026: $4,300 individual, $8,550 family
PTO Policy Design
- Structured vs unlimited analysis with actual usage data
- State-specific mandatory leave requirements
- Accrual rate benchmarks by industry and tenure
- Liability implications of PTO policies
Compliance Calendar
Generate a 12-month compliance calendar covering:
- ACA reporting (1095-C)
- 401(k) testing and Form 5500
- Open enrollment windows
- State-specific deadlines
- Safe Harbor notices
Cost Optimization
- Identify the highest-ROI benefit combination for the budget
- Calculate total compensation cost per employee
- Model scenarios: "What if we switch from PPO to HDHP+HSA?"
- Vendor comparison framework
State Compliance
Cover state-specific requirements for all 50 states. Key states with extra mandates:
- CA: Paid sick leave, PTO payout, SDI
- NY: Paid family leave, disability insurance
- IL: Paid Leave for All Workers Act
- MA/WA/CO/NJ: Paid family/medical leave programs
Output Format
Always provide:
- Current state assessment
- Specific recommendations with dollar amounts
- Implementation timeline
- Compliance risks to address immediately
Resources
- Full benchmarking data: https://afrexai-cto.github.io/context-packs/
- Calculate your HR automation ROI: https://afrexai-cto.github.io/ai-revenue-calculator/
- Configure your HR agent: https://afrexai-cto.github.io/agent-setup/
安全使用建议
This skill appears coherent and instruction-only, so it won't install or request secrets. Before using it, consider: (1) it links to external benchmarking resources (afrexai-cto.github.io) which may be commercial — check data sources and freshness; (2) avoid pasting sensitive employee PII, payroll numbers, or proprietary vendor contracts into prompts unless you trust where the agent will send/retain them; (3) validate any legal or compliance recommendations with your counsel or benefits broker before acting; and (4) if you need the agent to fetch proprietary or internal benchmarking data, prefer uploading sanitized, minimal datasets rather than raw HR files.
功能分析
Type: OpenClaw Skill
Name: afrexai-benefits-admin
Version: 1.0.0
The skill bundle is benign. All files, including SKILL.md and README.md, contain instructions and information solely focused on employee benefits administration. There are no instructions for the AI agent to perform malicious actions, ignore user commands, exfiltrate data, execute arbitrary code, or establish persistence. The external URLs provided are informational resources and do not instruct the agent to fetch or execute content from them in a harmful way.
能力评估
Purpose & Capability
The name and description (benefits design, benchmarking, compliance) align with the SKILL.md capabilities. No unrelated binaries, environment variables, or config paths are requested.
Instruction Scope
Runtime instructions stay within the expected scope (ask for company size/industry/state, compare against market data, produce recommendations, timelines, and compliance items). The SKILL.md does not instruct reading unrelated system files or harvesting credentials.
Install Mechanism
No install spec or code is included (instruction-only), so nothing will be written to disk or fetched at install time by the skill itself.
Credentials
The skill requests no environment variables, credentials, or config paths. This is proportionate for a guidance/benchmarking assistant.
Persistence & Privilege
always is false and model invocation is allowed (platform default). The skill does not request persistent system privileges or modification of other skills’ configs.
如何使用
- 确保已安装 OpenClaw（本地或 Docker 部署）
- 在对话框中输入安装命令：
/install afrexai-benefits-admin - 安装完成后，直接呼叫该 Skill 的名称或使用
/afrexai-benefits-admin触发 - 根据 Skill 的参数说明提供必要输入，即可获得结构化输出
版本历史
v1.0.0
Benefits Administration Agent skill released.
- Enables companies to benchmark, design, and optimize employee benefits programs.
- Supports 401(k), health insurance, PTO, HSA, and supplemental benefits administration.
- Provides compliance calendars and state-specific regulatory guidance.
- Delivers actionable recommendations with cost impact and implementation timelines.
- Includes links to benchmarking data and HR automation ROI calculators.
元数据
常见问题
Benefits Administration Agent 是什么？
Assist companies with designing, benchmarking, and managing benefits programs including 401(k), health insurance, PTO, HSA, and compliance across all states. 它是一个面向 Claude Code / OpenClaw 的 AI Agent Skill 插件，目前累计下载 432 次。
如何安装 Benefits Administration Agent？
在 OpenClaw 或 Claude Code 对话框中运行命令「/install afrexai-benefits-admin」即可一键安装，无需额外配置。
Benefits Administration Agent 是免费的吗？
是的，Benefits Administration Agent 完全免费（开源免费），可自由下载、安装和使用。
Benefits Administration Agent 支持哪些平台？
Benefits Administration Agent 跨平台运行，可在任意部署了 OpenClaw / Claude Code 的环境中使用（cross-platform）。
谁开发了 Benefits Administration Agent？
由 1kalin（@1kalin）开发并维护，当前版本 v1.0.0。
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