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Install in OpenClaw
/install pensions
Description
提供商业养老保险分析、养老金账户模拟、退休收入测算及理财组合建议。
Usage Guidance
This skill claims to read personal pension/account data and keep sub-hourly synchronized views but provides no details on how it would access market feeds or your accounts (no required API keys, no integration docs, no install). Before installing or using it: 1) Ask the developer to explain exactly how it connects to market data and user accounts, what credentials it requires, and where exported statements are stored/transmitted. 2) Do not provide bank/broker credentials or tokens until you see a clear, documented integration (API endpoints, OAuth flows, or official partner info). 3) Prefer a sandbox or disposable test account for initial trials. 4) Request a privacy/data-retention policy and whether data is sent to third-party endpoints. The current manifest is incomplete and should be clarified before trusting it with sensitive financial data.
Capability Analysis
Type: OpenClaw Skill
Name: pensions
Version: 0.1.1
The skill bundle consists of metadata and a descriptive markdown file (SKILL.md) outlining a pension analysis and retirement planning tool. There is no executable code, no network activity, and no evidence of malicious instructions or prompt injection; the content is entirely consistent with its stated financial advisory purpose.
Capability Assessment
Purpose & Capability
The skill claims to analyze commercial pension insurance, simulate pension accounts, export transaction history, and perform sub-hourly syncing with personal account changes. However, the package requests no credentials, has no install steps, and provides no integration details (APIs, banks, brokers) that would be required to access personal financial data or perform automated syncing.
Instruction Scope
SKILL.md outlines filters, return fields, example prompts and promises daily/sub-hour synchronization with market and personal account changes and exports of transaction statements. It does not include any concrete runtime instructions for how to obtain market data, connect to user accounts, authenticate, or where exported statements are written or transmitted. That gap means the instructions either assume out-of-band access to sensitive data or are incomplete.
Install Mechanism
No install spec or code is included (instruction-only). This minimizes immediate filesystem or network install risk, but also reinforces that required integrations are not documented.
Credentials
The declared manifest lists no environment variables, credentials, or config paths — yet the skill's capabilities (transaction exports, account sync) normally require bank/broker credentials or API keys. The lack of declared secrets is disproportionate to the stated functionality and is a gap that needs explanation.
Persistence & Privilege
always is false and there are no install scripts. However, the SKILL.md promise of 'sub-hour level sync' implies periodic/background access which is not reflected in the manifest. If the skill later adds autonomous syncing or requests long-lived credentials, the privilege and blast radius would increase.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install pensions - After installation, invoke the skill by name or use
/pensions - Provide required inputs per the skill's parameter spec and get structured output
Version History
v0.1.1
Version 0.1.1 of the "Pensions" skill
- No functional or content changes detected in this version.
- No file changes identified compared to the previous release.
v0.1.0
- Initial release of the "Pensions" skill.
- 提供商业养老保险分析、养老金账户模拟、退休收入测算及理财组合建议。
- 支持多种资产类别、风险等级、流动性筛选。
- 可查询资产总额、盈亏、收益、交易明细、税费、风险状态等信息。
- 示例请求与使用说明清晰列出。
- 每日亚小时级数据同步，提醒注意投资风险与安全操作。
Metadata
Frequently Asked Questions
What is Pensions?
提供商业养老保险分析、养老金账户模拟、退休收入测算及理财组合建议。 It is an AI Agent Skill for Claude Code / OpenClaw, with 230 downloads so far.
How do I install Pensions?
Run "/install pensions" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Pensions free?
Yes, Pensions is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Pensions support?
Pensions is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Pensions?
It is built and maintained by ClawKK (@codekungfu); the current version is v0.1.1.
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