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Bofa

by hanxueyuan · GitHub ↗ · v1.0.0 · MIT-0
cross-platform ✓ Security Clean
40
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0
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0
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1
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Install in OpenClaw
/install bofa
Description
Provides insights on Bank of America's history, business model, competitive landscape, digital transformation, and post-2008 financial crisis developments.
README (SKILL.md)

Bank of America (BofA)

历史时间线

  • 1904年:A.P. Giannini在旧金山创立意大利银行(Bank of Italy),服务被传统银行忽视的移民群体
  • 1928年:更名为美洲银行(Bank of America),开始全国扩张
  • 1998年:与NationBank合并,总部迁至夏洛特
  • 2008年:金融危机中收购美林证券(Merrill Lynch),获得全球最大财富管理团队
  • 2011年:因次贷危机相关诉讼支付166亿美元和解金
  • 2023年:数字银行用户超4500万,移动端月活超3400万

商业模式

四大业务板块:消费者银行(43%收入)、全球财富管理(35%)、全球银行(15%,含投行与交易)、其他。依赖净利息收入(NII),在利率上升周期表现强劲。

护城河分析

全美约4300家分行网络覆盖;美林财富管理部门管理超3.8万亿美元资产;Erica AI虚拟助手处理超15亿次客户交互;与Apple、Google Pay等深度合作。

关键数据

总资产3.2万亿美元 | 年收入约950亿美元 | 员工约21.7万 | Fortune 500排名第32位

有趣事实

  • A.P. Giannini是第一个向普通大众提供分支银行服务的人,此前银行只为富人服务
  • 美洲银行的名字实际上与意大利或美洲大陆没有直接关系,纯粹是品牌选择
Usage Guidance
This skill appears safe to install as a reference-only knowledge skill. Users should still independently verify financial facts before relying on them for investment or business decisions.
Capability Analysis
Type: OpenClaw Skill Name: bofa Version: 1.0.0 The skill bundle contains purely informational content regarding the history, business model, and financial data of Bank of America. There is no executable code, network activity, or prompt injection attempts within SKILL.md or _meta.json.
Capability Assessment
Purpose & Capability
The provided SKILL.md content is coherent with the stated purpose: background information on Bank of America's history, business model, competitive position, and digital banking.
Instruction Scope
The skill contains informational reference content only and does not instruct the agent to run commands, call APIs, override user intent, or take actions.
Install Mechanism
No install specification, dependencies, binaries, code files, or setup steps are present.
Credentials
The skill does not request environment variables, credentials, local files, network access, or account access.
Persistence & Privilege
No persistence, background execution, privilege escalation, memory use, or autonomous behavior is shown in the artifacts.
How to Use
  1. Make sure OpenClaw is installed (local or Docker)
  2. Run the install command in chat: /install bofa
  3. After installation, invoke the skill by name or use /bofa
  4. Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Bank of America (BofA) skill v1.0.0 released: - 提供BofA从1904年创立到现代的历史发展时间线 - 总结四大业务板块、收入结构及业务模式 - 分析BofA的护城河、数字化转型和行业地位 - 汇总最新关键数据:客户、资产、排名等 - 补充有趣事实,便于了解品牌特色与背景 - 适合研究美国银行业格局与数字化趋势
Metadata
Slug bofa
Version 1.0.0
License MIT-0
All-time Installs 0
Active Installs 0
Total Versions 1
Frequently Asked Questions

What is Bofa?

Provides insights on Bank of America's history, business model, competitive landscape, digital transformation, and post-2008 financial crisis developments. It is an AI Agent Skill for Claude Code / OpenClaw, with 40 downloads so far.

How do I install Bofa?

Run "/install bofa" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.

Is Bofa free?

Yes, Bofa is completely free, licensed under MIT-0. You can download, install and use it at no cost.

Which platforms does Bofa support?

Bofa is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).

Who created Bofa?

It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.

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