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Install in OpenClaw
/install personal-finance
Description
Manage personal finances, track spending by category, set budgets, and receive reminders for EMIs and one-time annual expenses. Use for logging expenses, checking budget status, or setting up financial reminders.
README (SKILL.md)
Personal Finance
Track spending, manage budgets, and stay on top of recurring payments (EMIs) and one-time annual expenses using a local SQLite backend.
Preset Categories
The skill starts with: Food, Rent, Utilities, Travel, Entertainment, Shopping, Health, Misc.
Core Features
- Categorized Tracking: Log expenses into preset or custom categories.
- Dynamic Categories: Add new categories on the fly.
- SQLite Backend: All data is stored in
finance.db.
Setup
- Run
scripts/init_db.pyto initialize the database (already done). - Ask the user if they want to add custom categories or set budgets for the presets.
Logging Expenses
Record spends into finance.db.
Example: "Spent 500 on Food for lunch" -> Insert into transactions table.
Scheduled Tasks
- Weekly Digest: Summarize SQLite
transactionstable. - Reminders: Check
schedulestable for EMIs and One-time spends.
Usage Guidance
This appears safe for its stated purpose, but it will create and maintain a local database of your financial activity. Use it only for data you are comfortable storing in the OpenClaw workspace, and be aware that summaries and reminders may reuse that stored information.
Capability Analysis
Type: OpenClaw Skill
Name:
Developer:
Version:
Description: OpenClaw Agent Skill
Suspicious High-Entropy/Eval files: 1
The skill is designed for local personal finance tracking using an SQLite database. The `SKILL.md` instructs the agent to run `scripts/init_db.py` for setup, which creates a local database at `~/.openclaw/workspace/skills/personal-finance/finance.db` and initializes tables for categories, transactions, and schedules. All operations are local, confined to the stated purpose, and lack any indicators of data exfiltration, malicious execution, persistence mechanisms, or prompt injection attempts beyond the skill's intended functionality.
Capability Assessment
Purpose & Capability
The stated purpose matches the artifacts: logging expenses, budgets, categories, EMIs, and reminders. Users should note that this involves storing personal financial details.
Instruction Scope
Instructions tell the agent to record expenses, summarize transactions, and check schedules. This is purpose-aligned, but actions should remain user-directed because they affect a persistent finance ledger.
Install Mechanism
There is no install spec, but SKILL.md references a local setup script. The included script only initializes a SQLite database and default categories in the skill workspace.
Credentials
The database path is scoped to the OpenClaw skill workspace and the artifacts show no broad filesystem access, network calls, credential use, or protected-path writes.
Persistence & Privilege
The skill persists finance data in finance.db and describes scheduled summaries/reminders. This persistence is expected for the purpose, but users should understand where the data is stored and how it may be reused.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install personal-finance - After installation, invoke the skill by name or use
/personal-finance - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
- Initial release of the personal-finance skill.
- Track spending with categorized expenses and add custom categories.
- Set budgets and receive reminders for EMIs and annual expenses.
- Stores all data locally using SQLite.
v0.2.0
Initial release.
- Introduced a local SQLite backend (finance.db) for storing expenses and schedules.
- Supports logging expenses, managing budgets, and tracking by preset or custom categories.
- Enables reminders for EMIs and one-time annual financial commitments.
- Includes automated weekly spending summaries.
v0.1.0
- Initial release of the personal-finance skill.
- Track expenses by preset or custom categories.
- Set and manage budgets for each category.
- Store all data locally in a SQLite database.
- Receive reminders for EMIs and annual expenses.
- Automated weekly spending summary.
Metadata
Frequently Asked Questions
What is Personal Finance Tracker?
Manage personal finances, track spending by category, set budgets, and receive reminders for EMIs and one-time annual expenses. Use for logging expenses, checking budget status, or setting up financial reminders. It is an AI Agent Skill for Claude Code / OpenClaw, with 4167 downloads so far.
How do I install Personal Finance Tracker?
Run "/install personal-finance" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Personal Finance Tracker free?
Yes, Personal Finance Tracker is completely free (open-source). You can download, install and use it at no cost.
Which platforms does Personal Finance Tracker support?
Personal Finance Tracker is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Personal Finance Tracker?
It is built and maintained by aka-anoop (@aka-anoop); the current version is v1.0.0.
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