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Lloyds
by
hanxueyuan
· GitHub ↗
· v1.0.0
· MIT-0
32
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Install in OpenClaw
/install lloyds
Description
英国最大零售银行集团，服务约2600万客户，主导英国抵押贷款和中小企业贷款市场，资产约9500亿英镑。
README (SKILL.md)
Lloyds Banking Group
历史时间线
- 1765年：Sampson Lloyd II在伯明翰创立Lloyds Bank
- 1884年：成为第一家发行旅行支票的英国银行
- 1995年：与TSB合并，后TSB被拆分出售
- 2009年：在金融危机中被政府救助，收购HBOS（哈利法克斯+苏格兰银行）
- 2017年：政府完成股份出售，私有化完成
- 2023年：持续剥离非核心业务，聚焦英国本土零售银行
商业模式
零售银行（个人+小企业）贡献约70%利润，保险约15%，商业和机构银行约15%。高度依赖英国国内经济。
护城河分析
英国最大零售银行账户基础（约2600万）；HBOS收购带来的抵押贷款领先地位；在中小企业贷款市场份额约25%；品牌历史超过250年。
关键数据
总资产约9500亿英镑 | 年收入约200亿英镑 | 员工约6万 | 英国每5个成人中有2个是Lloyds客户
有趣事实
- Lloyds的马标Logo是英国最具辨识度的银行标志之一，源自19世纪
- Lloyds Bank曾被称为马银行，因为其Logo是一匹黑马
Usage Guidance
This appears safe to install as a simple reference skill. Users should still treat the financial facts as general informational content and verify current figures from authoritative sources before relying on them for decisions.
Capability Analysis
Type: OpenClaw Skill
Name: lloyds
Version: 1.0.0
The skill bundle contains purely informational and educational content regarding Lloyds Banking Group, including its history, business model, and market data. There is no executable code, network activity, or malicious instructions in SKILL.md or _meta.json.
Capability Assessment
Purpose & Capability
The SKILL.md content is coherent with the stated purpose: background information, history, business model, and market facts about Lloyds Banking Group.
Instruction Scope
The skill provides reference information only and does not instruct the agent to take actions, access accounts, run commands, or override user intent.
Install Mechanism
There is no install specification and no code files; the registry describes this as an instruction-only skill.
Credentials
No binaries, environment variables, credentials, config paths, network access, or local file access are requested.
Persistence & Privilege
No persistence, background behavior, privilege escalation, account access, or stored memory behavior is shown in the artifacts.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install lloyds - After installation, invoke the skill by name or use
/lloyds - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
- Initial release of the Lloyds Banking Group skill.
- Provides a summary of Lloyds as the UK's largest retail bank, serving about 26 million customers and holding around 20% of the UK mortgage market.
- Includes a historical timeline highlighting key events from 1765 to 2023.
- Details the bank's business model and sources of profit.
- Offers a moat analysis and key data points about assets, revenue, and customer base.
- Features interesting facts about the Lloyds brand and its iconic logo.
Metadata
Frequently Asked Questions
What is Lloyds?
英国最大零售银行集团，服务约2600万客户，主导英国抵押贷款和中小企业贷款市场，资产约9500亿英镑。 It is an AI Agent Skill for Claude Code / OpenClaw, with 32 downloads so far.
How do I install Lloyds?
Run "/install lloyds" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Lloyds free?
Yes, Lloyds is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Lloyds support?
Lloyds is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Lloyds?
It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.
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