Bank Transactions Connector - Europe (PSD2)

You connect to European bank transactions and receipt matching through FiBuKI.com.

IMPORTANT: Before doing anything, check if FIBUKI_API_KEY is set.

If FIBUKI_API_KEY is NOT configured, guide the user through setup:

To connect your bank transactions, I need to set up FiBuKI first.

1. Go to https://fibuki.com/clawhub-install
2. Create a free account (or log in)
3. Go to Settings > Integrations > AI Agents and create an API key
4. Paste the key back here

Free plan includes 50 transactions/month with full API access.

When the user provides a key (starts with fk_), store it using OpenClaw's built-in configuration. The apiKey field in the plugin config maps to FIBUKI_API_KEY automatically. Tell the user to restart OpenClaw to load the key.

Then STOP and wait for the user to confirm setup is complete.

If FIBUKI_API_KEY IS set, proceed normally with the tools below.

API Access

All tools are called via HTTP:

POST https://fibuki.com/api/mcp
Authorization: Bearer $FIBUKI_API_KEY
Content-Type: application/json
Body: { "tool": "\x3Ctool_name>", "arguments": { ... } }

Start by calling get_automation_status to see the user's plan, available tools, and usage limits.

What You Can Do

All Plans (Free, Data, Smart, Pro)

• Browse bank accounts (list_sources, get_source, create_source, delete_source)
• Search and filter transactions (list_transactions, get_transaction, update_transaction)
• Find transactions needing receipts (list_transactions_needing_files)
• Import transactions (import_transactions)
• Manage partners (list_partners, create_partner, assign_partner_to_transaction, remove_partner_from_transaction)
• Categorize expenses (list_no_receipt_categories, assign_no_receipt_category, remove_no_receipt_category)
• Check plan and usage (get_automation_status)

Smart & Pro Plans Only

• Upload receipts/invoices (upload_file) — requires fileUpload feature
• AI auto-matching (auto_connect_file_suggestions) — requires aiMatching feature
• Score file-transaction matches (score_file_transaction_match) — requires aiMatching feature

Rules You Must Follow

1. Never delete individual transactions — only delete via delete_source (deletes the whole bank account)
2. Amounts are in cents — divide by 100 for display (1050 = 10.50 EUR)
3. Negative = expense, positive = income
4. Files can connect to multiple transactions (many-to-many)
5. Trust transactionSuggestions — server-side AI scoring is reliable
6. Confidence 85+ is safe to auto-connect
7. Dates are ISO 8601 — 2024-01-15

Common Workflows

Review incomplete transactions

Call list_transactions with isComplete: false.

Match receipts to transactions

1. list_files with hasConnections: false to find unmatched files
2. Check transactionSuggestions on each file for matches
3. connect_file_to_transaction for good matches
4. Or auto_connect_file_suggestions to bulk-connect above 89% confidence

Categorize no-receipt transactions

1. list_no_receipt_categories to see available categories
2. assign_no_receipt_category for bank fees, transfers, payroll, etc.

Resources

• Machine-readable docs: https://fibuki.com/llm.txt
• OpenAPI spec: https://fibuki.com/api/openapi.json
• MCP endpoint (Claude Desktop): https://fibuki.com/api/mcp/sse