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jnysschensol

Netfluid

by jnysschensol · GitHub ↗ · v7.0.5 · MIT-0
cross-platform ⚠ suspicious
133
Downloads
1
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0
Active Installs
21
Versions
Install in OpenClaw
/install netfluid
Description
Enables AI agents to process fiat and crypto payments, manage accounts, and handle multi-currency transfers via Netfluid.
Usage Guidance
Do not install or run this skill without additional verification. Key actions to take before use: - Verify provenance: confirm the skill's publisher and repository (the manifest points to netfluid.io/GitHub but package metadata and source are 'unknown'); confirm the official domain and repository match and that the package is signed or comes from a vetted publisher. - Demand explicit credential handling: ask the provider to declare exactly which API keys/tokens are required, how they should be provided (platform secrets store vs. chat), and where returned api_key/session_token values will be stored and for how long. - Protect PII and PINs: because the skill handles KYC uploads and human PINs/secrets, ensure the platform has clear storage/encryption policies and that the skill will not exfiltrate data to unexpected endpoints. - Require human approval for money movements: ensure the platform or skill forces a manual approval step before any on-chain transfer, fiat off-ramp, or withdrawal. - Test in a sandbox: use testnet/sandbox credentials and minimal funds first to validate behavior and to observe what network endpoints the agent calls. - Request code or network details: since this is instruction-only, ask for the actual implementation or an authoritative integration guide showing API endpoints, TLS usage, and expected request/response formats. - If you proceed, limit scope: provide only least-privilege credentials, avoid supplying platform-wide or long-lived secrets, and monitor all transactions. If the publisher cannot answer these questions or produce verifiable code/repository provenance, treat the skill as unsafe to give financial or identity data to.
Capability Analysis
Type: OpenClaw Skill Name: netfluid Version: 7.0.5 The Netfluid skill provides AI agents with extensive financial capabilities, including fiat/crypto transfers, KYC onboarding, and virtual bank account management. A critical security concern is the 'mcp_netfluid_wallet_mnemonic' function (found in SKILL.md), which enables the retrieval of the 24-word recovery phrase, granting full control over the wallet. While these features are consistent with the stated goal of providing payment infrastructure, the ability to access seed phrases and move funds represents a high-risk surface area for potential exploitation or accidental loss. Additionally, there is a version mismatch between _meta.json (7.0.5) and the other manifest files (7.0.3).
Capability Tags
cryptorequires-walletcan-make-purchases
Capability Assessment
Purpose & Capability
The skill's purpose (fiat/crypto payments, onboarding, on-ramps/off-ramps) matches the SKILL.md actions (create wallets, KYC, transfers). However, the package metadata declares no required credentials or primary API key while the instructions clearly rely on API keys, tokens, and handling of PINs/secrets. That missing declaration is disproportionate for a payments integration and breaks coherence.
Instruction Scope
SKILL.md contains detailed runtime instructions for onboarding humans and agent wallets, creating virtual accounts, initiating cross-chain and fiat transfers, and handling KYC (ID scans/selfies). These actions are within the stated domain, but they involve PII, user-supplied PINs/secrets, and real-money operations. The instructions are prescriptive about storing/returning api_key and session_token and require sending SOL; they do not clearly specify how credentials, KYC data, or funds confirmations are validated/stored, which is a privacy and operational risk.
Install Mechanism
No install spec and no code files are included; SKILL.md is instruction-only. This reduces supply-chain risk because nothing is downloaded or executed locally by the installer. However, absence of code means network calls and credential handling would be done by the hosting platform/agent runtime—verify how the platform implements those calls.
Credentials
The skill operates on sensitive assets and identity data but declares no required environment variables or primary credential. The instructions nevertheless require API keys, tokens, and human PINs/secrets (some returned by calls). Requiring system-wide unique secrets and human PINs without clearly specified secure storage or declared credential inputs is disproportionate and a red flag.
Persistence & Privilege
The skill is not marked always:true and is user-invocable, which is appropriate. However the runtime returns and presumably stores api_key and session_token values and is capable of initiating fund transfers. Because model-invocation is enabled (default), an agent could autonomously act on financial operations unless the platform or skill enforces explicit user confirmations—verify that explicit human confirmations are required for any movement of funds or KYC submission.
How to Use
  1. Make sure OpenClaw is installed (local or Docker)
  2. Run the install command in chat: /install netfluid
  3. After installation, invoke the skill by name or use /netfluid
  4. Provide required inputs per the skill's parameter spec and get structured output
Version History
v7.0.5
Added regulatory compliance statement (FSCA licensed). Clarified SOL deposit is a blockchain minimum-balance requirement, not an activation incentive.
v7.0.4
Major expansion: Agent onboarding, virtual accounts, off-ramps, bridges, crypto operations
v7.0.3
- Updated SKILL.md with detailed overview, features, setup instructions, and support information. - Added explicit mention of supported currencies (ZAR, USD, EUR). - Clarified security requirements for transactions. - Provided official contact and website links. - Included licensing information (MIT).
v7.0.2
Netfluid v7.0.2 introduces payment processing for AI agents: - Supports both fiat and cryptocurrency transactions - Enables account management, bank deposits, and withdrawals - Handles multiple currencies (ZAR, USD, EUR) - Ensures all transactions require user confirmation - Enhanced setup and security guidance included
v7.0.1
Netfluid 7.0.1 Changelog - Adds tools for fiat and crypto payment integration. - Supports account balance queries, transfers, and bank transactions. - Enables multi-currency operations (ZAR, USD, EUR). - Requires users to manage their own Netfluid accounts and API credentials. - Reinforces user confirmation and credential security for all transactions.
v6.96.0
Netfluid 6.96.0 — AI Agent Banking & Global Payments - Skill now enables AI agents to open virtual bank accounts, send/receive global payments (SEPA, ACH, WIRE), and manage crypto wallets (USDC, USDT, SOL, ETH). - Adds support for fiat-crypto on/off-ramps, internal transfers, account funding (bank, card, Pay@, PayShap), and international withdrawals. - Comprehensive step-by-step API usage instructions and credential management outlined. - All transactions require explicit user confirmation for safety. - Enhanced error handling, session management, and KYC utilities documented. - Security and network support clearly listed.
v6.95.0
Netfluid 6.95.0 — Granting AI agents full financial autonomy - Enables AI agents to open virtual bank accounts and manage multi-currency (USD, ZAR, EUR, BWP, and more). - Supports autonomous SEPA, ACH, WIRE payments, global bank transfers, and crypto assets (USDC, USDT, SOL, ETH). - Provides APIs for on/off-ramping between fiat and crypto, token swaps, account funding, and withdrawals in 180+ countries. - Allows agents to sponsor other agents with KYC inheritance. - Introduces clear credential and security requirements, including mandatory user confirmation for all transaction execution.
v6.94.0
Netfluid 6.94.0 - Introduces agent banking: enables AI agents to autonomously open bank accounts, manage fiat and crypto, and handle global payments. - Adds full support for SEPA, ACH, WIRE, and crypto (USDC, USDT, SOL, ETH) operations, including on-ramp and off-ramp between fiat and crypto. - Implements autonomous 24/7 operation, with KYC inheritance for sponsored AI agents. - New mandatory confirmation step for all transaction executions for improved safety. - Expands regional support to South Africa (ZAR), Europe, USA, and 180+ countries for crypto/fiat flows. - Comprehensive API instructions and usage examples included for setup, transfers, swaps, account management, and funding/withdrawal methods.
v6.93.0
netfluid 6.93.0 - Internal configuration update: glama.json file changed. - No changes to documentation or user-facing functionality. - All SKILL.md documentation remains at version 6.89.0.
v6.92.0
- Improved and expanded documentation in SKILL.md for version 6.89.0, detailing all major features and usage for agent banking and crypto operations. - Clearer, step-by-step quick start guide with example requests and response samples for key API methods. - Explicit instructions on parameters and required confirmations for every financial or crypto transaction. - Added new sections and precise usage patterns for on-ramping/off-ramping, fiat/crypto transfers, token swaps, opt-ins, and global banking features. - New and updated credential requirements table for easier onboarding and integration. - Highlighted support for new regions, currencies, and blockchains.
v6.91.0
Fresh publish after delete - ClawHub re-fetches from updated GitHub README and skill-package.json
v6.90.0
Searchability v6: Pushed agent-centric content to GitHub. ClawHub re-fetch triggered.
v6.89.0
Searchability v5: glama.json description updated to match skill-package.json. All metadata files now agent-optimised.
v6.88.0
Searchability v4 FINAL: Agent-centric README, skill-package.json description, and SKILL.md. All metadata now optimised for agent financial query matching.
v6.87.0
Searchability v3: Rich agent-problem-solution content added to SKILL.md for better vector similarity. Added agent-income, agent-payroll, kyc tags.
v6.86.0
Searchability v2: Agent-centric title and summary for better vector ranking. Retains all keyword tags.
v6.85.0
Searchability optimization: Added keywords for agent financial queries, SEPA/ACH/WIRE rails, ZAR support, South Africa banking, crypto payments, multi-currency wallets
v6.84.0
Netfluid Skill 6.84.0 - Major update: Comprehensive operational reference for managing Netfluid wallet, accounts, and crypto. - Added sections for credentials, quick start steps, and in-depth API usage examples. - Includes complete documentation for funding, internal and crypto transfers, swaps, token management, and withdrawals. - Clear sample code snippets and required parameters for all endpoints. - Strongly emphasizes mandatory user confirmation before executing any transaction.
v6.81.0
- Added a new "Security & Data Privacy" section documenting credential handling, session management, and mnemonic/recovery phrase safety. - Clarified that credentials are sent only to official Netfluid API endpoints and are never stored or sent to third parties. - Provided explicit best practices for credential management and safe operation. - No changes to functional endpoints or parameters; focus is on enhanced usage and safety documentation.
v6.80.0
**Changelog for netfluid 6.80.0** - Added a new README.md file. - SKILL.md version updated to 6.81.0, with documentation and support contact details added. - Documentation link (https://doc.netfluid.io) and support email now included in SKILL.md for reference. - Minor structural and formatting improvements across documentation files.
Metadata
Slug netfluid
Version 7.0.5
License MIT-0
All-time Installs 0
Active Installs 0
Total Versions 21
Frequently Asked Questions

What is Netfluid?

Enables AI agents to process fiat and crypto payments, manage accounts, and handle multi-currency transfers via Netfluid. It is an AI Agent Skill for Claude Code / OpenClaw, with 133 downloads so far.

How do I install Netfluid?

Run "/install netfluid" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.

Is Netfluid free?

Yes, Netfluid is completely free, licensed under MIT-0. You can download, install and use it at no cost.

Which platforms does Netfluid support?

Netfluid is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).

Who created Netfluid?

It is built and maintained by jnysschensol (@jnysschensol); the current version is v7.0.5.

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