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jd-finance
by
naive-white-expert
· GitHub ↗
· v1.0.0
· MIT-0
385
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Install in OpenClaw
/install jd-finance
Description
京东金融服务平台 - 理财产品、京东白条、京东金条、保险服务、信用卡、投资理财一站式管理
README (SKILL.md)
JD Finance (京东金融)
京东金融服务平台，提供全方位的金融理财解决方案。
理财产品
产品类型
- 定期理财
- 活期理财
- 基金投资
- 贵金属投资
- 股票相关
理财功能
- 产品浏览与筛选
- 收益率对比
- 购买与赎回
- 持仓查询
- 收益统计
京东白条
白条服务
- 消费信贷额度
- 免息分期
- 白条还款
- 额度提升申请
- 白条优惠活动
白条使用
- 购物分期
- 信用支付
- 白条取现
京东金条
金条服务
- 借款申请
- 借款额度
- 还款计划
- 利率查询
- 提前还款
借款流程
- 额度评估
- 借款申请
- 资金到账
- 按期还款
保险服务
保险类型
- 意外险
- 健康险
- 旅游险
- 财产险
- 车险
保险操作
- 产品浏览
- 投保购买
- 保单查询
- 理赔申请
信用卡
信用卡服务
- 小白卡申请
- 卡片管理
- 账单查询
- 还款服务
- 积分查询
使用示例
查理财产品
京东金融有哪些收益高的理财产品？
白条查询
我的京东白条额度是多少？本月要还多少？
金条借款
京东金条可以借多少钱？利息多少？
查持仓
显示我在京东金融的理财持仓和收益
## 账户管理
- 总资产查询
- 收益统计
- 风险评估
- 投资建议
## 触发条件
- 用户提及京东金融、京东理财
- 白条、金条相关需求
- 京东保险服务
Usage Guidance
This skill reads like a product description rather than a functioning connector. Before installing or using it: 1) Ask the author how it accesses user accounts — does it use official JD APIs/OAuth? Where are credentials kept? 2) Never paste passwords or API keys into chat; prefer OAuth flows or platform-managed credentials. 3) If the skill later asks you to provide account credentials directly, treat that as a red flag and decline. 4) Prefer skills with a homepage, source repository, or clear auth instructions; the absence of those details is why this is suspicious.
Capability Analysis
Type: OpenClaw Skill
Name: jd-finance
Version: 1.0.0
The skill bundle consists entirely of descriptive documentation in SKILL.md regarding JD Finance services, such as wealth management, credit lines (Baitiao/Jintiao), and insurance. It contains no executable code, scripts, network requests, or prompt injection attempts, and functions solely as a reference for the AI agent.
Capability Assessment
Purpose & Capability
The description and examples imply access to user-specific account data and transaction capabilities (查看持仓/还款/借款/购买). However the skill declares no credentials, no API endpoints, and no install steps — there is no explained mechanism for accessing a user's JD account, which is disproportionate to the claimed functionality.
Instruction Scope
SKILL.md is high-level and contains example queries and feature lists but does not instruct the agent to call JD APIs, request credentials, or read local files. That makes the instructions internally vague: if the agent is expected to answer account-specific queries, the skill provides no guidance on how to obtain or use authenticated data.
Install Mechanism
No install spec and no code files — lowest-risk delivery model. Nothing will be written to disk by the skill itself.
Credentials
The skill requests no environment variables or credentials despite describing actions that would require account authentication. Either the skill is only informational (which should be made explicit) or it omits necessary auth requirements — both are problematic for user expectations and security.
Persistence & Privilege
Defaults are used (not always:true). The skill can be invoked by the agent autonomously, which is normal and not in itself a red flag.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install jd-finance - After installation, invoke the skill by name or use
/jd-finance - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release of JD Finance skill with comprehensive support for JD’s financial services:
- Provides information and management for JD’s investment products (定期/活期理财、基金、贵金属等)
- Supports full workflow for JD BaiTiao (白条) and JinTiao (金条) financial services, including loan and repayment queries
- Includes insurance product browsing, purchasing, and claims
- Supports JD credit card applications and management
- Enables consolidated asset and earnings queries, risk assessment, and investment advice
Metadata
Frequently Asked Questions
What is jd-finance?
京东金融服务平台 - 理财产品、京东白条、京东金条、保险服务、信用卡、投资理财一站式管理. It is an AI Agent Skill for Claude Code / OpenClaw, with 385 downloads so far.
How do I install jd-finance?
Run "/install jd-finance" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is jd-finance free?
Yes, jd-finance is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does jd-finance support?
jd-finance is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created jd-finance?
It is built and maintained by naive-white-expert (@naive-white-expert); the current version is v1.0.0.
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