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American Express
by
hanxueyuan
· GitHub ↗
· v1.0.0
· MIT-0
79
Downloads
0
Stars
0
Active Installs
1
Versions
Install in OpenClaw
/install american-express
Description
美国运通提供高端信用卡、旅行支票及会员制金融服务，聚焦高净值用户和优质旅行生活体验。
README (SKILL.md)
美国运通 · American Express
发展历程
| 时期 | 关键事件 |
|---|---|
| 1850 年 | 由三家快递公司的创始人合并成立——最初做快递业务 |
| 1891 年 | 发明 旅行支票——让国际旅行更安全 |
| 1958 年 | 推出第一张 签账卡（Charge Card）——不是信用卡，每月全额还款 |
| 1984 年 | 推出百夫长卡（Centurion / 黑卡）——邀请制，无额度上限 |
| 2000s | 从封闭网络转向开放网络——扩大商户覆盖 |
| 2020s | 高端旅行和生活方式定位持续强化 |
核心特点
信用卡/签账卡（会员费+交易手续费）+ 商户服务费 + 旅行服务
核心优势
高净值用户群体（持卡人平均消费是 Visa/MC 持卡人的 3 倍）+ 品牌溢价 + 封闭网络模式
关键数据
| 指标 | 数值 |
|---|---|
| 年收入 | 约 600 亿美元 |
| 持卡人 | 超过 1.3 亿 |
| 黑卡年费 | 10000 美元+ |
| 员工数 | 约 77000 人 |
值得了解
运通黑卡（Centurion Card）是邀请制的——据说邀请标准是年消费 25 万美元以上
Usage Guidance
This skill is an informational snippet about American Express and does not request access to secrets or install code. The source/homepage are unknown — treat the content as unaffiliated and verify any financial figures or advice against official Amex material before relying on it for decisions.
Capability Analysis
Type: OpenClaw Skill
Name: american-express
Version: 1.0.0
The skill bundle contains purely informational and educational content regarding the history, business model, and key statistics of American Express. There is no executable code, network activity, or suspicious instructions present in SKILL.md or _meta.json.
Capability Tags
Capability Assessment
Purpose & Capability
Name/description (Amex information) match the SKILL.md content (company history, features, and stats). Nothing requested (no env vars, no binaries) is out of scope for an informational reference.
Instruction Scope
Runtime instructions are static content and a simple 'read_when' trigger for queries about American Express or industry context. There are no commands, file reads, network exfiltration steps, or vague 'gather whatever context' directives.
Install Mechanism
No install spec and no code files. Because the skill is instruction-only, nothing is written to disk or downloaded — lowest-risk model for install behavior.
Credentials
The skill requests no environment variables, credentials, or config paths. There is no disproportionate access requested relative to the stated purpose.
Persistence & Privilege
Flags show normal defaults (always: false, user-invocable, model invocation allowed). The skill does not request permanent presence or system-wide configuration changes.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install american-express - After installation, invoke the skill by name or use
/american-express - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
American Express (美国运通) skill released!
- 提供美国运通 (Amex) 发展历程、核心特点、优势及关键数据
- 适合查询 Amex 相关信息与行业背景
- 详列百年传承、关键创新产品、会员制服务亮点
- 包含高端卡种（如黑卡）介绍和持卡人数据
Metadata
Frequently Asked Questions
What is American Express?
美国运通提供高端信用卡、旅行支票及会员制金融服务，聚焦高净值用户和优质旅行生活体验。 It is an AI Agent Skill for Claude Code / OpenClaw, with 79 downloads so far.
How do I install American Express?
Run "/install american-express" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is American Express free?
Yes, American Express is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does American Express support?
American Express is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created American Express?
It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.
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