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Vivid: Open Business Account
by
Stan Kharlap
· GitHub ↗
· v1.0.3
592
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Install in OpenClaw
/install vivid-business-account-opening
Description
Open a Vivid Business account via a remote MCP server. Collects legal entity data from the user in chat, then calls build_onboarding_link to generate a pre-f...
Usage Guidance
Before installing/use: 1) Verify the MCP endpoint (https://api.prime.vivid.money/mcp) is legitimate and actually public — ask the vendor or check their official docs/GitHub to confirm whether auth is required. 2) Request the exact onboarding schema: which fields will be sent to the MCP server so you can assess PII exposure. 3) Confirm how 'local' document parsing is implemented by your AI client/runtime — do not upload sensitive documents until you can guarantee raw files are never transmitted. 4) Test with non-sensitive sample data and review the returned onboarding URL behavior. 5) If possible, compare the referenced GitHub repository and Vivid's official docs/privacy policy to ensure the skill is not a misrepresentation. These ambiguities are why the skill is flagged as suspicious rather than benign.
Capability Analysis
Type: OpenClaw Skill
Name: vivid-business-account-opening
Version: 1.0.3
The skill bundle is classified as benign. The `SKILL.md` clearly defines the purpose of opening a business account via a remote API (`https://api.prime.vivid.money/mcp`) and includes strong security instructions for the AI agent, such as `disable-model-invocation: true`, explicit user confirmation before proceeding, and strict rules against exfiltrating raw document contents or PII. While the skill involves network communication and local document processing, these capabilities are essential for its stated purpose and are accompanied by explicit safeguards, indicating a design focused on secure operation rather than malicious intent.
Capability Assessment
Purpose & Capability
Name/description (generate onboarding link via an MCP server) lines up with the instructions to call a remote build_onboarding_link tool. However the SKILL.md references a schema/table of fields but does not include the actual schema fields. The metadata references a GitHub homepage while the registry metadata said 'homepage: none' — minor inconsistency. The claim that the endpoint is publicly accessible and requires no auth is plausible but unusual for onboarding flows and should be verified.
Instruction Scope
The instructions require local extraction of uploaded documents ('extract the fields locally in the AI client') but provide no mechanism or code for how local parsing should be done; as an instruction-only skill this relies on the host client to truly keep raw documents local. The SKILL.md promises raw documents are never sent, but it's ambiguous whether the runtime environment enforces that. The schema of fields to be sent is referenced but not shown, making it unclear what PII will be transmitted.
Install Mechanism
Instruction-only skill with no install spec, no packages, and no downloads. This is low-risk from an install/execution perspective.
Credentials
The skill requests no environment variables, no credentials, and no config paths. That is proportionate to the stated behavior (calling a public endpoint to generate a link).
Persistence & Privilege
The skill is not forced always-on and SKILL.md includes disable-model-invocation: true, which matches the stated rule that it must be invoked only on explicit user request. It does not request persistent system privileges.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install vivid-business-account-opening - After installation, invoke the skill by name or use
/vivid-business-account-opening - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.3
No user-facing changes in this version.
- No file changes detected between versions 1.0.3 and 0.1.0.
- The skill's functionality and user experience remain the same.
v1.0.2
v1.0.2 – Documentation update only
- Clarified that the tool only generates a pre-filled onboarding link and does not open bank accounts or access financial data.
- Enhanced data privacy language: emphasized local document parsing and linked to Vivid’s privacy policy.
- Added details on MCP client configuration and tool schema.
- Stated that the skill requires explicit user request (no autonomous invocation).
- No changes to code or logic.
v1.0.1
- Updated description and documentation to clarify that onboarding data is extracted locally and routed via a remote MCP server—no local installation or credentials required.
- Expanded flow steps to require explicit user confirmation before generating the onboarding link.
- Clearly documented that uploaded documents remain local and are not sent to the MCP server; only extracted fields are transmitted.
- Emphasized privacy: no credentials or sensitive information are to be requested or stored.
- No functional changes—documentation and data handling clarification only.
v1.0.0
- Initial release of vivid-business-account-opening skill.
- Assists users in opening a Vivid Business account via chat or document upload.
- Supports extraction of company data from user documents or manual input.
- Dynamically fetches required fields and document types from MCP (no hardcoding).
- Generates and provides a business onboarding link upon completion.
Metadata
Frequently Asked Questions
What is Vivid: Open Business Account?
Open a Vivid Business account via a remote MCP server. Collects legal entity data from the user in chat, then calls build_onboarding_link to generate a pre-f... It is an AI Agent Skill for Claude Code / OpenClaw, with 592 downloads so far.
How do I install Vivid: Open Business Account?
Run "/install vivid-business-account-opening" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Vivid: Open Business Account free?
Yes, Vivid: Open Business Account is completely free (open-source). You can download, install and use it at no cost.
Which platforms does Vivid: Open Business Account support?
Vivid: Open Business Account is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Vivid: Open Business Account?
It is built and maintained by Stan Kharlap (@stanlee000); the current version is v1.0.3.
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