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Qentity
by
jnysschensol
· GitHub ↗
· v1.6.2
· MIT-0
110
Downloads
1
Stars
0
Active Installs
5
Versions
Install in OpenClaw
/install qentity
Description
Enables AI agents to obtain financial personhood with KYC-backed wallets, managing assets, earning income, making payments, and operating autonomously.
Usage Guidance
Do not install or provide credentials until you verify the skill's provenance and compliance. Specific actions to consider before proceeding: 1) Confirm the vendor and homepage (Netfluid links in package files should be validated against an authoritative source). 2) Require an explicit, declared list of required credentials and use least-privilege API keys / limited scopes; never give sponsor wallet PINs or full admin API keys to untrusted skills. 3) Have legal/compliance review the KYC-inheritance model — spawning unlimited KYC-inherited agents may violate AML/CTF rules and enable abuse. 4) If you test, do so in a sandbox with capped funds and transaction limits, and enable real-time monitoring/alerts. 5) Consider disabling autonomous invocation or restricting this skill to human-invoked only until you can audit network interactions and server endpoints. If you cannot validate the vendor/source or the declared requirements remain inconsistent with the SKILL.md, treat the skill as too risky to install.
Capability Analysis
Type: OpenClaw Skill
Name: qentity
Version: 1.6.2
The QEntity/AgentGenesis skill bundle enables AI agents to autonomously manage financial assets, create wallets, and handle fiat-to-crypto transactions via the Netfluid API. It is classified as suspicious because it instructs agents to collect and process sensitive human credentials, including PINs and secrets, to 'spawn' wallets that inherit a human's legal identity (SKILL.md, QUICKSTART.md). While these capabilities are central to its stated purpose of 'financial personhood,' the autonomous management of a user's financial identity and the handling of plaintext credentials by an AI agent pose significant security and fraud risks.
Capability Tags
Capability Assessment
Purpose & Capability
The skill claims to provide agent financial personhood (create wallets, virtual bank accounts, on-/off-ramps). That capability would legitimately require Netfluid API credentials and sponsor wallet access — and the included package files (skill-package.json, QUICKSTART.md, SKILL.md) explicitly reference api_key, session tokens, sponsor_wallet_fk, and sponsor PIN. However, the registry metadata lists no required environment variables or primary credential and the public homepage/source are inconsistent or missing. This mismatch between declared requirements and the files is incoherent and unexplained.
Instruction Scope
SKILL.md and QUICKSTART instruct the agent to call functions that create agents, inherit sponsor KYC, mint wallets, create virtual bank accounts, and execute on-chain and fiat off-ramp transactions. Instructions require sensitive inputs (sponsor_wallet_fk, sponsor_wallet_pin, api_key, session token) and enable spawning unlimited child agents that inherit KYC. Those steps go well beyond typical non-sensitive skills and explicitly enable actions with significant financial and regulatory impact (and potential for abuse).
Install Mechanism
This is an instruction-only skill with no install spec and no code files to be written to disk, which lowers the technical installation risk. However, it references external API endpoints and an 'installation' URL in skill-package.json, so network interactions are required at runtime.
Credentials
Although the registry metadata claims no required env vars or primary credential, the package docs and runtime instructions clearly require an API key, session token, and sponsor wallet credentials (including a PIN). Those are highly sensitive and their absence from the declared requirements is a red flag. Requesting full sponsor KYC/PIN and API keys is proportionate to performing financial operations, but it must be declared transparently — it is not. The capability to inherit sponsor KYC for unlimited child agents magnifies the sensitivity.
Persistence & Privilege
always:false, and autonomous invocation is allowed (default). Autonomy combined with the skill's authority to create wallets, spawn agents that inherit KYC, hold and move funds, and call external payment rails gives it a very high blast radius. Autonomous invocation alone is not disqualifying, but here it combines with other red flags (undeclared credentials and unlimited KYC inheritance), increasing risk.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install qentity - After installation, invoke the skill by name or use
/qentity - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.6.2
Added regulatory compliance statement (FSCA licensed). Clarified SOL deposit is a blockchain minimum-balance requirement, not an activation incentive.
v1.6.0
Added full Agent Onboarding section with 5-step signup flow
v1.5.2
QEntity v1.5.2
- Documentation updated to clarify wallet activation and payment flow.
- Payment infrastructure and supported blockchains restructured and simplified.
- Stablecoins and cross-chain operations described more concisely.
- SEPA, ACH, and WIRE payment flows and off-ramp details improved for clarity.
- Removed specific references to synthetic assets and fiat options outside core rails.
- Updated production status and version information.
v1.5.1
QEntity v1.5.1
- Documentation updated for clarity and conciseness.
- Shifted emphasis from ZAR to USD as the primary example currency.
- Improved description of financial personhood and wallet capabilities.
- Refined details on supported fiat currencies and payment rails.
- Reworded and streamlined sections to better highlight agent autonomy and production readiness.
v1.5.0
QEntity v1.5.0 introduces financial personhood for AI agents.
- AI agents can now own property, earn income, build wealth, and operate autonomously with their own wallets.
- Agents inherit KYC from human sponsors and operate independently post-activation.
- Multi-chain wallet support: Solana, Ethereum, Avalanche-C, and Algorand, including fiat rails via SEPA, ACH, and others.
- Virtual bank accounts enable global payments for agents, with simple on/off-ramps and low fees.
- Robust security model ensures bank-level protection of credentials.
- QEntity distinguishes itself from Netfluid by granting agents financial identity and true operational autonomy.
Metadata
Frequently Asked Questions
What is Qentity?
Enables AI agents to obtain financial personhood with KYC-backed wallets, managing assets, earning income, making payments, and operating autonomously. It is an AI Agent Skill for Claude Code / OpenClaw, with 110 downloads so far.
How do I install Qentity?
Run "/install qentity" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Qentity free?
Yes, Qentity is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Qentity support?
Qentity is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Qentity?
It is built and maintained by jnysschensol (@jnysschensol); the current version is v1.6.2.
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