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Coverage Check
by
Wenbing Ji
· GitHub ↗
· v1.0.0
· MIT-0
184
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Install in OpenClaw
/install coverage-check
Description
Analyze a user's existing insurance coverage to identify gaps, overlaps, and under-insurance risks. Use when users want to review whether they have adequate...
README (SKILL.md)
Coverage Check
Review a user's current insurance portfolio to identify gaps in protection, redundant coverage, and areas of under-insurance. Provide prioritized recommendations for improving overall coverage.
When to Use
- User wants to review their overall insurance coverage
- User asks "do I have enough insurance?"
- User recently had a life change (marriage, baby, new home) and wants a coverage review
- User wants to know if they're missing any important insurance types
- User asks about coverage adequacy for their specific situation
How to Use
- Inventory user's existing policies (type, coverage amount, insurer)
- Collect relevant personal info: age, dependents, income, assets, liabilities
- Map against recommended coverage benchmarks for their profile
- Identify gaps (uninsured risks) and flag overlaps (redundant coverage)
- Prioritize recommendations by risk impact
- Suggest coverage amounts and types to fill gaps
Examples
- "I'm 35 with a wife and two kids, do I have enough life insurance?"
- "I just bought a house, what insurance do I need to review?"
- "Am I over-insured or under-insured? Here's what I currently have..."
Usage Guidance
This skill appears to do what it says: analyze insurance coverage. Before using it, consider privacy and regulatory points: only share the minimum personal data needed (be cautious with SSNs, full account numbers, or scans of policies), confirm how and where the agent will store or transmit user-provided documents, and remember insurance recommendations may require a licensed agent in your jurisdiction — verify important changes with a qualified professional. If you need stronger privacy guarantees, ask for explicit data handling, retention, and export rules before proceeding.
Capability Analysis
Type: OpenClaw Skill
Name: coverage-check
Version: 1.0.0
The skill bundle consists of metadata and instructional Markdown (SKILL.md) for analyzing insurance coverage gaps. It contains no executable code, and the instructions are entirely consistent with the stated purpose of reviewing insurance portfolios. There are no signs of malicious intent, data exfiltration, or prompt injection.
Capability Assessment
Purpose & Capability
Name and description (insurance coverage review) match the SKILL.md instructions: inventory policies, collect personal info, map to benchmarks, identify gaps/overlaps, and prioritize recommendations. There are no unrelated requirements (no cloud creds, binaries, or config paths).
Instruction Scope
Instructions appropriately direct the agent to collect personal and financial information (age, dependents, income, assets, liabilities) and policy details. This is expected for an insurance review, but it means the skill will handle sensitive PII/financial data — the SKILL.md does not specify limits on data retention, external transmission, or how to verify policy documents.
Install Mechanism
Instruction-only skill with no install spec and no code files. Lowest installation risk — nothing will be written to disk or downloaded at install time.
Credentials
No required environment variables, credentials, or config paths are declared. The personal data the skill asks the user to provide is proportionate to the stated purpose.
Persistence & Privilege
always:false (no forced inclusion). The skill allows normal autonomous invocation (platform default). Autonomous invocation is not flagged here, but remember an agent using this skill could be asked to gather or store personal data if not constrained elsewhere.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install coverage-check - After installation, invoke the skill by name or use
/coverage-check - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release
Metadata
Frequently Asked Questions
What is Coverage Check?
Analyze a user's existing insurance coverage to identify gaps, overlaps, and under-insurance risks. Use when users want to review whether they have adequate... It is an AI Agent Skill for Claude Code / OpenClaw, with 184 downloads so far.
How do I install Coverage Check?
Run "/install coverage-check" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Coverage Check free?
Yes, Coverage Check is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Coverage Check support?
Coverage Check is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Coverage Check?
It is built and maintained by Wenbing Ji (@jiwenbing); the current version is v1.0.0.
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