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Afterpay
by
hanxueyuan
· GitHub ↗
· v1.0.0
· MIT-0
40
Downloads
0
Stars
0
Active Installs
1
Versions
Install in OpenClaw
/install afterpay
Description
提供澳大利亚创立的先买后付服务，消费者分4期无息付款，商家支付交易费用，隶属于Block，支持全球1600万用户。
README (SKILL.md)
Afterpay (先买后付)
历史时间线
- 2014年：由Nick Molnar和Anthony Eisen在悉尼创立
- 2016年：在澳大利亚证券交易所上市
- 2018年：进入美国市场
- 2019年：被纳入S&P/ASX 200指数
- 2021年：被Square（Jack Dorsey的公司）以290亿美元收购
- 2022年：与Clearpay品牌整合，更名为Block的Afterpay部门
商业模式
BNPL模式：消费者分4期无息付款，商家支付每笔交易约4-6%的费用。收入来自商家费用，消费者无需支付利息（前提是按时付款）。
护城河分析
BNPL品类中品牌认知度最高；与Square/Block的支付生态整合创造协同效应；全球约1600万活跃消费者和15万+商家；实时信用决策引擎。
关键数据
被收购价290亿美元 | 全球活跃消费者约1600万 | 合作商家超15万 | 年GMV超200亿美元
有趣事实
- 创始人Nick Molnar创立Afterpay时只有24岁
- Afterpay的4期付款模式被认为比传统信用卡更能帮助年轻人管理消费
Usage Guidance
This appears safe to install as a static informational skill. As with any reference-only skill, users should independently verify financial or business facts before relying on them for decisions.
Capability Analysis
Type: OpenClaw Skill
Name: afterpay
Version: 1.0.0
The skill bundle contains purely informational and educational content regarding the history, business model, and acquisition of the fintech company Afterpay. There are no executable code snippets, network requests, or malicious instructions within the SKILL.md or _meta.json files.
Capability Assessment
Purpose & Capability
The SKILL.md content is coherent with the stated purpose: it provides background, timeline, business model, and key data about Afterpay.
Instruction Scope
The instructions are limited to when the agent should read this reference material; there are no commands to override user intent, take action, or invoke tools.
Install Mechanism
There is no install spec and no code files, so there is no package, script, or executable install behavior to review.
Credentials
The skill declares no required binaries, environment variables, credentials, config paths, OS access, or capability tags.
Persistence & Privilege
The artifacts show no persistence, background activity, credential use, memory writing, account access, or privilege escalation.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install afterpay - After installation, invoke the skill by name or use
/afterpay - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Afterpay skill version 1.0.0 – initial release:
- 提供Afterpay（先买后付）的详细历史、商业模式和关键数据介绍
- 描述Square（Block）收购Afterpay的重要节点和战略意义
- 涵盖BNPL模式、护城河分析及全球市场数据
- 补充有趣事实，便于理解其金融科技创新
Metadata
Frequently Asked Questions
What is Afterpay?
提供澳大利亚创立的先买后付服务，消费者分4期无息付款，商家支付交易费用，隶属于Block，支持全球1600万用户。 It is an AI Agent Skill for Claude Code / OpenClaw, with 40 downloads so far.
How do I install Afterpay?
Run "/install afterpay" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Afterpay free?
Yes, Afterpay is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Afterpay support?
Afterpay is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Afterpay?
It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.
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