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Smart Expense Tracker Cn
by
huyong2023
· GitHub ↗
· v1.2.0
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Install in OpenClaw
/install smart-expense-tracker-cn
Description
智能记账助手 v2.1 | AI Expense Tracker. 支持语音记账、OCR发票识别、预算提醒、周月报推送、智能分类、多账本管理、数据导出。触发词：记账、花了、消费、支出。
README (SKILL.md)
智能记账助手 v2.1 💰
用自然语言记账，AI自动识别金额、分类，支持语音输入、OCR识别、预算提醒、周月报推送、数据导出。
🎯 核心功能
✨ v1.1新增功能
- 📸 OCR识别 - 拍照识别发票、账单、小票
- 📊 数据导出 - Excel/PDF报表导出
- 👥 多账本管理 - 支持多个独立账本
- 🔔 智能提醒 - 超预算、异常消费提醒
- 📈 趋势分析 - 消费趋势可视化图表
🎤 原有功能
- 🎤 语音记账 - QQ语音消息自动识别
- 💰 预算提醒 - 50%/80%/90%/100%阈值提醒
- 📊 周报/月报 - 自动推送消费分析
- 🧠 智能分类 - 7大分类自动识别
- 👨👩👧👦 多用户支持 - 家庭成员共享
📸 OCR识别功能
支持识别类型
- ✅ 发票（增值税发票、电子发票）
- ✅ 账单（水电气账单、信用卡账单）
- ✅ 小票（超市小票、餐饮小票）
- ✅ 收据（手写收据、打印收据）
使用方法
用户: [上传发票图片]
AI: 已识别发票信息：
- 商家：XX餐饮有限公司
- 金额：￥168.00
- 类别：餐饮
- 日期：2025-03-04
是否记入账本？[确认] [修改]
📊 数据导出功能
支持格式
-
Excel格式 (.xlsx)
- 完整消费记录
- 分类统计表
- 月度汇总表
-
PDF格式 (.pdf)
- 消费趋势图
- 分类占比图
- 月度对比表
导出示例
用户: 导出本月账单
AI: 已生成2025年3月账单报表
📊 消费汇总：
- 总支出：¥3,580
- 分类top3：餐饮¥1,200、交通¥800、购物¥650
- 日均消费：¥119
✅ Excel文件已生成：2025-03账单.xlsx
✅ PDF文件已生成：2025-03账单.pdf
是否发送到邮箱？
👥 多账本管理
应用场景
- 📱 个人账本 - 日常消费记录
- 👨👩👧👦 家庭账本 - 家庭共同支出
- 🏢 公司账本 - 公司报销记录
- 🎯 项目账本 - 特定项目开支
使用方法
用户: 创建公司账本
AI: ✅ 已创建"公司账本"
用户: 切换到公司账本
AI: ✅ 已切换到"公司账本"
用户: 记账 出差打车50元
AI: ✅ 已记入"公司账本"
- 类别：交通
- 金额：￥50
- 备注：出差打车
用户: 切换到个人账本
AI: ✅ 已切换到"个人账本"
🔔 智能提醒功能
预算提醒
【预算提醒】
当前预算进度：85%
已消费：￥4,250
预算：￥5,000
剩余：￥750
剩余天数：12天
⚠️ 按当前消费速度，预算将提前3天用完
建议：日均消费控制在￥62.5以内
异常消费提醒
【异常消费提醒】
检测到异常消费：
- 金额：￥2,888
- 商家：XX电器城
- 类别：购物
⚠️ 此消费金额异常偏高（超出月均300%）
是否为误操作？[确认] [修改] [删除]
📈 趋势分析功能
消费趋势图
【2025年消费趋势】
支出(元)
5000 | ●
4000 | ●
3000 | ●
2000 |●
1000 |
0 |________________
1月 2月 3月
📈 趋势分析：
- 月均增长：15%
- 主要增长项：餐饮(+20%)、购物(+18%)
- 减少项目：交通(-5%)
💡 建议：餐饮消费增长较快，建议控制外出就餐频率
使用方法
文字记账
用户: 午饭35
AI: ✅ 已记账
- 金额：￥35
- 类别：餐饮
- 时间：2025-03-04 12:30
本月已消费：￥1,280
预算剩余：￥3,720
用户: 打车花了25元
用户: 本月预算5000
语音记账
用户: [发送语音] "今天午饭花了35块钱"
AI: ✅ 已识别并记账
- 金额：￥35
- 类别：餐饮
- 备注：午饭
用户: [发送语音] "这个月预算5000"
AI: ✅ 已设置月度预算：￥5,000
查询账单
用户: 今天花了多少
AI: 【今日消费】
总支出：￥128
明细：
- 餐饮：￥35（午饭）
- 交通：￥25（打车）
- 购物：￥68（水果）
用户: 本周消费报告
AI: 【本周消费报告】
总支出：￥856
日均：￥122
分类：
1. 餐饮：￥320 (37%)
2. 交通：￥180 (21%)
3. 购物：￥210 (25%)
4. 娱乐：￥146 (17%)
vs上周：+12%
💰 付费方案
| 版本 | 价格 | 功能 |
|---|---|---|
| 免费版 | ¥0 | 基础记账、查询、月度统计 |
| 基础版 | ¥9.9/月 | 语音记账、预算提醒、周报 |
| Pro版 | ¥49.9/月 | OCR识别、数据导出、多账本、趋势分析 |
| 企业版 | ¥99/月 | 团队记账、财务报表、API接口、定制开发 |
🎯 使用场景
个人记账
- 日常消费记录
- 预算管理
- 消费习惯分析
家庭记账
- 家庭共同支出
- 成员分账
- 月度家庭财务报告
公司记账
- 公司日常开支
- 报销记录
- 财务报表生成
项目记账
- 项目成本控制
- 费用分摊
- 项目财务分析
💡 智能特性
自然语言理解
- "午饭35" → 自动识别金额、类别
- "打车花了25块" → 自动提取关键信息
- "本月预算5000" → 自动设置预算
智能分类
自动识别7大分类：
- 🍜 餐饮 - 餐厅、外卖、零食
- 🚗 交通 - 打车、公交、加油
- 🛍️ 购物 - 日用品、服装、电子产品
- 🏠 居住 - 房租、水电、物业
- 🎮 娱乐 - 电影、游戏、旅游
- 📚 教育 - 书籍、课程、培训
- 💊 医疗 - 药品、医院、体检
智能建议
- 预算超支预警
- 消费趋势分析
- 省钱建议推荐
📱 多平台支持
- ✅ QQ机器人
- ✅ 微信小程序（开发中）
- ✅ Web界面（开发中）
- ✅ APP（规划中）
让记账变得简单，让理财变得轻松！ 💰
更新日志：
- v1.1.0 (2025-03-04): 新增OCR识别、数据导出、多账本管理、智能提醒、趋势分析
- v1.0.0 (2025-02-01): 初始版本，支持语音记账、预算提醒、周月报
Usage Guidance
What to consider before installing:
- Clarify the binary requirements: SKILL.md lists jq and tesseract (reasonable for OCR + JSON), but the registry metadata you provided lists none — ask the publisher to confirm required binaries and versions.
- Ask for the skill source or a repository / homepage. Unknown source increases risk.
- Ask the author to provide a plain-text SKILL.md with control characters removed and to explain why unicode control characters were present. Use a hex or control-character viewer to inspect the file yourself.
- Confirm how external integrations work: the doc mentions emailing reports, QQ/WeChat bots, and an API for enterprise — request details about endpoints, where images/receipts are uploaded, and what credentials are needed. Do not supply email/QQ/API credentials until you understand the data flow and storage policies.
- Request a privacy/security statement: where user data (images, receipts) is stored, whether OCR is performed locally (tesseract) or sent to remote services, retention policy, and whether data is shared with third parties.
- If you plan to test it, run it in a restricted sandbox account without real personal or financial data and without privileged credentials.
- If the publisher cannot explain the control characters or provide transparent integration details, avoid installing or granting credentials.
In summary: the skill's declared capabilities are plausible, but the hidden-control-character finding, metadata mismatch, and vagueness about external connectors are red flags — get clarification and the source code before trusting it with real data or credentials.
Capability Analysis
Type: OpenClaw Skill
Name: smart-expense-tracker-cn
Version: 1.2.0
The skill bundle contains only metadata and documentation for an AI-powered expense tracker. The instructions in SKILL.md and SKILL_v1.1.md describe standard features such as OCR (requiring tesseract), data export, and budget management. No executable code, suspicious network endpoints, or malicious prompt injection attempts were found; the content is entirely consistent with the stated purpose of a financial management tool.
Capability Assessment
Purpose & Capability
The skill claims OCR and voice capabilities; requiring tesseract (OCR) and jq (JSON handling) would be reasonable for that purpose. However, the registry metadata you provided lists no required binaries, while the embedded SKILL.md metadata lists requires: [jq, tesseract]. This mismatch is a configuration inconsistency that should be clarified.
Instruction Scope
The SKILL.md is user-facing and does not instruct the agent to read unrelated system files or environment variables, which is good. However, the pre-scan found 'unicode-control-chars' in the SKILL.md — hidden control characters can be used to hide or alter prompts and thus manipulate agent behavior. Also the document references sending reports to email, QQ/WeChat, and an API for Enterprise tier but provides no technical details or declared credentials; that ambiguity could mask later steps that require sensitive credentials or external endpoints.
Install Mechanism
This is an instruction-only skill with no install spec or code files, so nothing is downloaded or written by an installer. That lowers install-time risk. The only install-related concern is the SKILL.md's own metadata listing required binaries (jq, tesseract) which are expected for OCR/JSON processing but are not enforced by the registry metadata.
Credentials
The skill declares no required environment variables or primary credential, which is appropriate for a local instruction-only helper. That said, features mentioned (email sending, QQ/WeChat integration, API for Enterprise) normally require credentials or tokens — none are declared. This omission is a gap: if connectors are implemented later, they should be explicitly declared and justified.
Persistence & Privilege
The skill does not request always: true and is user-invocable with normal autonomous invocation allowed. It does not request system-wide config paths or persistence in its manifest, which is proportionate for this type of skill.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install smart-expense-tracker-cn - After installation, invoke the skill by name or use
/smart-expense-tracker-cn - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.2.0
**smart-expense-tracker-cn v1.2.0 Changelog**
- Major refactor: streamlined project structure, removing 12 scripts and metadata files.
- Documentation update: new SKILL.md with enhanced feature descriptions and usage guidance.
- Added backup of previous SKILL.md as SKILL_v1.1.md.
- System requirements updated (now also lists tesseract for OCR).
- No changes to core functionality—focus is on documentation and structure cleanup.
v1.1.1
- 移除了“已绑定账号”和“月预算、时区”相关展示信息，提升用户隐私保护。
- 其他文档无实质性改动。
v1.1.0
v2.0.0: 新增语音记账、预算提醒、周月报推送、智能分类、多用户支持
v1.0.0
smart-expense-tracker-cn 1.0.0 – 初始发布
- 全新上线：使用自然语言快速记账，支持如“午饭35元”等输入
- 消费自动分类：餐饮、交通、购物等多种分类智能识别
- 每日21:00自动生成并推送消费汇总报告
- 内置消费查询、消费管理（如撤销、修改分类、设置预算）功能
- 数据本地Jsonl存储，方便扩展与迁移
- 详细分类规则和脚本使用说明
Metadata
Frequently Asked Questions
What is Smart Expense Tracker Cn?
智能记账助手 v2.1 | AI Expense Tracker. 支持语音记账、OCR发票识别、预算提醒、周月报推送、智能分类、多账本管理、数据导出。触发词：记账、花了、消费、支出。 It is an AI Agent Skill for Claude Code / OpenClaw, with 494 downloads so far.
How do I install Smart Expense Tracker Cn?
Run "/install smart-expense-tracker-cn" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Smart Expense Tracker Cn free?
Yes, Smart Expense Tracker Cn is completely free (open-source). You can download, install and use it at no cost.
Which platforms does Smart Expense Tracker Cn support?
Smart Expense Tracker Cn is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Smart Expense Tracker Cn?
It is built and maintained by huyong2023 (@huyong2023); the current version is v1.2.0.
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