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Money Crisis Ladder
by
HowToUseHumans
· GitHub ↗
· v1.0.0
· MIT-0
156
Downloads
0
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0
Active Installs
1
Versions
Install in OpenClaw
/install money-crisis-ladder
Description
Three-phase money crisis protocol: immediate triage when you can't pay bills, surviving on drastically reduced income, and building financial resilience once...
Capability Analysis
Type: OpenClaw Skill
Name: money-crisis-ladder
Version: 1.0.0
The 'money-crisis-ladder' skill is a comprehensive financial guidance tool designed to assist users through various stages of economic hardship. It utilizes the 'filesystem' and 'calendar' tools for legitimate purposes: persisting user progress (Agent State) and scheduling reminders for creditor calls or savings milestones. The content consists of helpful instructions, scripts, and links to verified US government and non-profit resources (e.g., fns.usda.gov, treasury.gov, 211.org), with no evidence of malicious intent, data exfiltration, or harmful prompt injection.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install money-crisis-ladder - After installation, invoke the skill by name or use
/money-crisis-ladder - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Money Crisis Ladder v1.0.0 – Initial Release
- Introduces a three-phase protocol for navigating financial emergencies: immediate triage, survival on reduced income, and post-crisis financial resilience.
- Provides clear, actionable guidance on payment priorities, creditor communication, and available assistance programs, with US-centric resources.
- Includes detailed scripts and checklists for contacting creditors, finding emergency cash, and applying for benefits.
- Features an agent adaptation block for localization to non-US countries, including strict rules for substituting local assistance programs.
- Outlines when and how to use the protocol, safety checks, and critical do’s/don’ts for crisis situations.
Metadata
Frequently Asked Questions
What is Money Crisis Ladder?
Three-phase money crisis protocol: immediate triage when you can't pay bills, surviving on drastically reduced income, and building financial resilience once... It is an AI Agent Skill for Claude Code / OpenClaw, with 156 downloads so far.
How do I install Money Crisis Ladder?
Run "/install money-crisis-ladder" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Money Crisis Ladder free?
Yes, Money Crisis Ladder is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Money Crisis Ladder support?
Money Crisis Ladder is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Money Crisis Ladder?
It is built and maintained by HowToUseHumans (@howtousehumans); the current version is v1.0.0.
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