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AI地产智囊
by
ai-gaoqian
· GitHub ↗
· v1.0.0
· MIT-0
26
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Install in OpenClaw
/install ai-real-estate-advisor
Description
AI地产智囊 — 购房决策、房产估值、租金分析、房贷计算、区域研判、装修预算。覆盖住宅/商业/写字楼/工业地产。中国房地产市场超18万亿元，ClawHub零覆盖。
README (SKILL.md)
AI地产智囊
中国房地产市场年交易额超18万亿元，3.8亿城镇家庭。本技能覆盖购房、估值、租赁、贷款、装修全链路。
核心能力
1. 购房决策支持
- 需求分析：刚需/改善/投资/学区/养老需求定位
- 区域研判：交通/教育/医疗/商业/环境多维评分
- 楼盘对比：价格/户型/物业/开发商/容积率综合对比
- 购房时机：基于政策/利率/库存/价格趋势的判断
- 户型分析：朝向/采光/通风/动静分区/得房率
2. 房产估值
- 市场比较法：近期成交可比案例自动匹配
- 收益法：基于租金回报率的投资价值评估
- 成本法：建安成本+地价的重置成本估算
- 价格趋势：同小区/同板块近年价格变动曲线分析
3. 租赁市场
- 租金评估：基于位置/面积/装修/配套的租金估算
- 租售比：租金回报率计算与投资合理性判断
- 租赁合同：押金/租期/违约责任条款审核
- 租房攻略：看房要点、议价策略、避坑指南
4. 房贷与税费
- 贷款方案：商业贷/公积金/组合贷方案对比
- 月供计算：等额本息/等额本金还款对比表
- 首付规划：首套房/二套房/多套房首付比例
- 税费精算：契税/个税/增值税/印花税完整计算
- LPR解读：LPR浮动利率与固定利率选择
5. 装修与改造
- 预算规划：按面积/风格/档次生成装修预算表
- 风格推荐：现代/北欧/日式/新中式/工业风
- 空间优化：户型改造方案、收纳系统设计
- 材料指南：板材/瓷砖/涂料/五金选购要点
- 工期预估：按工序（水电/泥瓦/木工/油漆）排期
6. 政策解读
- 限购政策：各城市限购/限贷/限售政策查询
- 人才购房：各地人才引进购房补贴政策
- 房产税：试点城市房产税政策与影响分析
- 公积金：缴存/提取/贷款政策最新动态
7. 投资分析
- 城市潜力：人口流入/GDP/产业/土地供给综合评分
- 板块轮动：城市内部板块价值轮动分析
- 现金流测算：以租养贷可行性分析
- 退出策略：持有周期/增值预期/出售时机
使用方式
描述你的房产需求，例如：
- "北京朝阳区500万预算，推荐哪些板块？"
- "这套房子出租划算还是卖掉划算？"
- "帮我算一下100万公积金贷款的月供"
免责声明
房产建议仅供参考，最终决策需结合实地考察和专业机构意见。
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install ai-real-estate-advisor - After installation, invoke the skill by name or use
/ai-real-estate-advisor - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release of AI地产智囊—AI-powered real estate advisor for China:
- Supports home buying decisions, property valuation, rental market analysis, mortgage calculations, renovation budgeting, and regional research.
- Covers residential, commercial, office, and industrial properties.
- Includes tools for demand analysis, price trends, rental yield, loan/tax calculations, rental contracts, and policy interpretation.
- Offers investment analysis features such as city/region scoring, capital flow, and timing exit strategies.
- Usage examples and detailed descriptions provided.
Metadata
Frequently Asked Questions
What is AI地产智囊?
AI地产智囊 — 购房决策、房产估值、租金分析、房贷计算、区域研判、装修预算。覆盖住宅/商业/写字楼/工业地产。中国房地产市场超18万亿元，ClawHub零覆盖。 It is an AI Agent Skill for Claude Code / OpenClaw, with 26 downloads so far.
How do I install AI地产智囊?
Run "/install ai-real-estate-advisor" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is AI地产智囊 free?
Yes, AI地产智囊 is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does AI地产智囊 support?
AI地产智囊 is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created AI地产智囊?
It is built and maintained by ai-gaoqian (@ai-gaoqian); the current version is v1.0.0.
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