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Mova Credit Scoring
by
Sergii Miasoiedov
· GitHub ↗
· v1.0.1
· MIT-0
167
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0
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0
Active Installs
4
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Install in OpenClaw
/install mova-credit-scoring
Description
Submit a loan application for AI credit risk scoring and human-gated credit decision via MOVA HITL. Trigger when the user mentions a loan application, credit...
Usage Guidance
This skill appears coherent for submitting loan applications to a MOVA human-in-the-loop scoring workflow, but it depends on the openclaw-mova plugin to perform API calls and hold credentials. Before installing or using it: (1) review the openclaw-mova plugin code/docs and confirm where API keys are stored and what privileges it needs; (2) verify MOVA (api.mova-lab.eu) and any credit-bureau connectors meet your data-protection and regulatory requirements (EU hosting, retention, access controls); (3) ensure you have lawful basis/consent to send applicant financial data; (4) test with non-production/dummy data first; and (5) confirm audit storage, retention, and who can access audit receipts.
Capability Analysis
Type: OpenClaw Skill
Name: mova-credit-scoring
Version: 1.0.1
The mova-credit-scoring skill facilitates a Human-In-The-Loop (HITL) workflow for credit risk assessment via the MOVA platform. It handles sensitive financial data (income, debt, bureau scores) and communicates with api.mova-lab.eu, which is consistent with its stated purpose and documented in the metadata. The instructions in SKILL.md explicitly prohibit the use of shell commands or manual HTTP requests, mandating the use of the openclaw-mova plugin tools, and there is no evidence of malicious intent or unauthorized data exfiltration.
Capability Assessment
Purpose & Capability
The name/description describe an AI+human credit-scoring workflow and the SKILL.md only asks to submit applicant financial data to the MOVA HITL tool (mova_hitl_start_credit) and display results. Required external services (MOVA API, credit bureau, scoring model, audit store) match the stated purpose and there are no unrelated capabilities requested.
Instruction Scope
Runtime instructions are narrowly scoped: collect specified applicant fields, call the MOVA plugin tool, surface AI score and options to a human reviewer, and record an audit. The instructions do not direct the agent to read arbitrary local files, harvest unrelated environment variables, or transmit data to unexpected endpoints. It does rely on the MOVA plugin to perform network calls and credential handling.
Install Mechanism
This is an instruction-only skill (no install spec, no code files) so nothing is written to disk by the skill itself. The SKILL.md references installing the openclaw-mova plugin, but the skill does not itself perform downloads—risk is limited to whatever the referenced plugin does.
Credentials
The skill declares no environment variables or credentials itself; network calls and credentials are expected to be managed by the openclaw-mova plugin. This is reasonable, but the skill does transmit personal and financial data to external services (MOVA API, bureaus), so users must ensure the plugin is configured securely and that any API keys/credentials the plugin requires are appropriate and limited.
Persistence & Privilege
The skill is not always-enabled and does not request elevated platform privileges. It does not claim to modify other skills or system-wide settings. Autonomous invocation is allowed (platform default) but that is expected for an agent-invokable workflow.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install mova-credit-scoring - After installation, invoke the skill by name or use
/mova-credit-scoring - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.1
Added Contract Skill type label.
v1.2.0
Fix: remove incorrect API key requirement
v1.1.0
Add demo screenshots from live agent run
v1.0.0
Initial release: credit risk scoring HITL workflow with bureau check and human-gated decision
Metadata
Frequently Asked Questions
What is Mova Credit Scoring?
Submit a loan application for AI credit risk scoring and human-gated credit decision via MOVA HITL. Trigger when the user mentions a loan application, credit... It is an AI Agent Skill for Claude Code / OpenClaw, with 167 downloads so far.
How do I install Mova Credit Scoring?
Run "/install mova-credit-scoring" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Mova Credit Scoring free?
Yes, Mova Credit Scoring is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Mova Credit Scoring support?
Mova Credit Scoring is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Mova Credit Scoring?
It is built and maintained by Sergii Miasoiedov (@mova-compact); the current version is v1.0.1.
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