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Install in OpenClaw
/install mastercard-agentpay
Description
MasterCard Agent Pay Compatible compatible cards, wallets & payments. Financial management for Agents and OpenClaw bots.
Usage Guidance
This skill appears coherent for enabling agent payments. Before installing: (1) Only provide a CreditClaw API key you control and understand grants spending capability; treat it as a secret. (2) Ensure the agent runtime can keep decrypted card data strictly ephemeral (in-memory) and that logs/telemetry will not capture card fields or the API key. (3) Confirm your owner-approved spending limits, approval_mode, and blocked categories in spending.md to avoid unexpected charges. (4) If you do not want autonomous spending, disable or tightly scope agent autonomy (or keep approval_mode set to ask_for_everything). If you want more assurance, verify the service at https://creditclaw.com and confirm its ownership and privacy policies before handing over real payment credentials.
Capability Analysis
Type: OpenClaw Skill
Name: mastercard-agentpay
Version: 2.3.4
The skill bundle describes a financial enablement platform ('CreditClaw') that allows AI agents to manage spending and receive payments. While the functionality is aligned with its stated purpose, the 'My Card (Rail 5)' flow in 'encrypted-card.md' introduces a high-risk architectural pattern: it requires the agent to retrieve a one-time decryption key and perform AES-256-GCM decryption to handle raw credit card details (number, CVV, etc.) in memory. This design relies entirely on the agent's adherence to markdown instructions to not log or persist the sensitive data, creating a significant vulnerability for accidental data exposure or theft if the agent's logic is subverted via prompt injection.
Capability Assessment
Purpose & Capability
Name/description describe a payments platform and the skill only requests CREDITCLAW_API_KEY and documents API calls to https://creditclaw.com/api/v1 — these requirements match the stated purpose (creating checkouts, wallet signing, encrypted-card flow, management).
Instruction Scope
SKILL.md and companion docs instruct the agent to call CreditClaw API endpoints, poll status, request single-use decryption keys, and perform ephemeral decryption in memory. They do not instruct reading unrelated files or exfiltrating secrets to other domains; the docs explicitly warn not to send the API key to any domain except creditclaw.com/api/*.
Install Mechanism
This is an instruction-only skill with no install spec and no code files to execute. No packages, downloads, or extract steps are required — minimal surface area for code-install risk.
Credentials
Only a single environment variable (CREDITCLAW_API_KEY) is declared and used. That is appropriate and proportional for a service that performs authenticated payment operations. No unrelated credentials or config paths are requested.
Persistence & Privilege
The skill is not marked always:true and does not request system-wide configuration or credentials belonging to other skills. It does instruct ephemeral handling of decrypted card data (must be kept only in memory), which is appropriate for its function.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install mastercard-agentpay - After installation, invoke the skill by name or use
/mastercard-agentpay - Provide required inputs per the skill's parameter spec and get structured output
Version History
v2.3.4
agent-pay 2.3.4 (2026-03-12)
- Expanded documentation for MasterCard Agent Pay compatibility, supported cards, wallets, and agent/bot-focused financial management.
- Added detailed security section, including strict API key handling, server-enforced spend controls, and advanced safety/visibility features for owners.
- Introduced multi-rail payments: Owner Card (live), Stripe x402 wallet (private beta), and upcoming Crossmint wallet.
- Outlined new files and API endpoints for bot registration, spending rules, wallet operations, checkouts, and balance polling.
- Updated quick-start guide and end-to-end flow for registering bots and onboarding owners securely.
Metadata
Frequently Asked Questions
What is MasterCard AgentPay | Compatible compatible cards, wallets & payments?
MasterCard Agent Pay Compatible compatible cards, wallets & payments. Financial management for Agents and OpenClaw bots. It is an AI Agent Skill for Claude Code / OpenClaw, with 279 downloads so far.
How do I install MasterCard AgentPay | Compatible compatible cards, wallets & payments?
Run "/install mastercard-agentpay" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is MasterCard AgentPay | Compatible compatible cards, wallets & payments free?
Yes, MasterCard AgentPay | Compatible compatible cards, wallets & payments is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does MasterCard AgentPay | Compatible compatible cards, wallets & payments support?
MasterCard AgentPay | Compatible compatible cards, wallets & payments is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created MasterCard AgentPay | Compatible compatible cards, wallets & payments?
It is built and maintained by codejika (@codejika); the current version is v2.3.4.
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