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Insurance Compare
by
Wenbing Ji
· GitHub ↗
· v1.0.0
· MIT-0
229
Downloads
0
Stars
1
Active Installs
1
Versions
Install in OpenClaw
/install insurance-compare
Description
Compare insurance products side by side on key parameters including premium, coverage, exclusions, deductibles, and insurer ratings. Use when users are shopp...
README (SKILL.md)
Insurance Compare
Help users compare insurance products side by side. Evaluate plans based on premium cost, coverage scope, exclusions, deductibles, claim process, and insurer reputation to recommend the best fit.
When to Use
- User is shopping for insurance and comparing options
- User asks "which plan is better, A or B?"
- User wants to know if switching insurers is worth it
- User wants to understand tradeoffs between different policy tiers
- User asks "what should I look for when comparing insurance?"
How to Use
- Collect the plans to compare (name, type, key features)
- Build a comparison table covering: premium, coverage limit, deductible, exclusions, claim process, waiting period
- Score each plan against user's priorities (low premium vs. broad coverage vs. easy claims)
- Highlight the key differentiators and red flags
- Give a clear recommendation with reasoning
- Note what to verify before signing up
Examples
- "Compare these two health insurance plans for me"
- "Is Plan A at ¥3000/year or Plan B at ¥5000/year better for my family?"
- "What's the difference between term life and whole life insurance?"
Usage Guidance
This skill appears coherent and low-risk, but take the following precautions before installing or using it: 1) Do not share sensitive personal identifiers (SSN, full policy numbers, medical details) when giving plan examples—provide anonymized or redacted summaries instead. 2) Ask the agent which external sources it will use for insurer ratings or claim-process information and prefer reputable sources (official insurer sites, regulatory bodies, well-known review sites). 3) Validate any recommendation against official policy documents and insurers' terms before signing up. 4) If the agent asks for credentials or to fetch private documents, decline or require explicit user consent and secure transfer. 5) Test the skill with dummy/example plans to confirm the output format and scoring method meet your expectations.
Capability Analysis
Type: OpenClaw Skill
Name: insurance-compare
Version: 1.0.0
The skill bundle contains only metadata and markdown instructions for an AI agent to perform insurance product comparisons. There is no executable code, no network activity, and no evidence of malicious intent or prompt injection; the instructions in SKILL.md are entirely consistent with the stated purpose of evaluating insurance plans.
Capability Assessment
Purpose & Capability
Name, description, and runtime instructions all describe comparing insurance products; there are no unexpected requirements (no binaries, env vars, or installs). The declared purpose aligns with what the skill asks the agent to do.
Instruction Scope
SKILL.md stays within the task (collect plan details, build table, score, recommend), but it is somewhat vague about data sources and handling of user data. It does not instruct the agent to access local files or credentials, which is good, but it also doesn't specify where insurer ratings or external data should come from. There is no guidance on avoiding or protecting sensitive personal data (policy numbers, SSNs, health details) that a user might provide when describing plans.
Install Mechanism
No install spec and no code files (instruction-only). This is the lowest-risk install model—nothing is written to disk or downloaded by the skill itself.
Credentials
The skill requests no environment variables, credentials, or config paths. The privileges requested are minimal and proportional to the stated purpose.
Persistence & Privilege
always:false and the skill is user-invocable; autonomous invocation is allowed (platform default) but the skill does not request persistent or cross-skill configuration changes.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install insurance-compare - After installation, invoke the skill by name or use
/insurance-compare - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release
Metadata
Frequently Asked Questions
What is Insurance Compare?
Compare insurance products side by side on key parameters including premium, coverage, exclusions, deductibles, and insurer ratings. Use when users are shopp... It is an AI Agent Skill for Claude Code / OpenClaw, with 229 downloads so far.
How do I install Insurance Compare?
Run "/install insurance-compare" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Insurance Compare free?
Yes, Insurance Compare is completely free, licensed under MIT-0. You can download, install and use it at no cost.
Which platforms does Insurance Compare support?
Insurance Compare is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Insurance Compare?
It is built and maintained by Wenbing Ji (@jiwenbing); the current version is v1.0.0.
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