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/install pane
Description
Access personal finance data (bank accounts, transactions, balances, spending, investments, crypto) via Pane's hosted MCP server using mcporter. Requires a P...
Usage Guidance
This skill appears coherent with its stated purpose, but consider the following before installing:
- Only supply a PANE_API_KEY you trust and obtain it from https://pane.money. Treat it like any API secret: store it in a secrets manager or session environment rather than pasting in chat.
- mcporter will store the Authorization header in its local config when you run `mcporter config add`; be aware the token will be persisted on disk in mcporter's config location. If you prefer not to persist it, use per-session env or revoke/rotate the key after use.
- The skill supports write_annotation: an agent using this skill can add persistent notes to your Pane account. If you enable autonomous agent invocation, decide whether you want the agent able to create such persistent annotations without explicit confirmation.
- Verify the mcporter skill/source you install (metadata references steipete/mcporter) is from a trusted publisher before installing.
- If the key is ever exposed or used unexpectedly, rotate/revoke it immediately via your Pane dashboard.
If you are comfortable with those tradeoffs (local config storage of the token, the agent's ability to persist annotations), the skill is internally consistent with its stated function.
Capability Analysis
Type: OpenClaw Skill
Name: pane
Version: 1.0.3
The skill 'pane-mcp' is designed to access personal financial data via the Pane service using the 'mcporter' tool. All instructions in SKILL.md are clear, directly related to the stated purpose, and guide the user to configure and use the `mcporter` CLI with a `PANE_API_KEY`. There is no evidence of prompt injection attempts against the agent, unauthorized data exfiltration to third-party endpoints, malicious execution, persistence mechanisms, or obfuscation. The skill even includes a responsible warning against storing secrets in annotations, indicating an awareness of security best practices within its design.
Capability Assessment
Purpose & Capability
Name/description say it talks to Pane's hosted MCP server via mcporter; the SKILL.md only requires the mcporter binary and a PANE_API_KEY and shows mcporter commands calling pane.* endpoints — these requirements are proportionate and expected.
Instruction Scope
Instructions are narrowly scoped to configuring mcporter with the Pane MCP server and calling read/write endpoints (accounts, transactions, balances, annotations). The SKILL.md tells the user to export PANE_API_KEY and to run `mcporter config add` (which will store the Authorization header in mcporter's local config). This is expected but important to note because the token will be persisted locally and the skill exposes write_annotation capabilities that persist notes to the user's Pane account.
Install Mechanism
This is an instruction-only skill with no install spec and no direct downloads. It references installing/using a separate mcporter skill; there is no embedded install that would pull arbitrary code.
Credentials
Only one required environment variable (PANE_API_KEY) is declared and used, which is appropriate for an API-based finance integration. No unrelated credentials or system paths are requested.
Persistence & Privilege
The skill is not always-enabled and does not request unusual system privileges. However, it includes instructions and tools to write persistent annotations to the user's Pane account. Combined with normal autonomous invocation, an agent using this skill could create persistent notes in the user's Pane data — this is consistent with the skill's purpose but worth awareness.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install pane - After installation, invoke the skill by name or use
/pane - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.3
- Updated website and dashboard URLs from pane.dev to pane.money.
- Homepage field now points to https://pane.money.
- Setup instructions now use https://pane.money/dashboard/connect for API keys.
- MCP server URL updated from https://mcp.pane.dev to https://mcp.pane.money in the configuration example.
- No functionality changes; documentation and branding updates only.
v1.0.2
**No functional changes; metadata updates only:**
- Updated metadata to clarify installation instructions and environment requirements.
- Added metadata fields for OpenClaw platform compatibility.
- No changes to skill functionality or documentation content.
v1.0.1
- Added detailed instructions for using the PANE_API_KEY environment variable during setup—users should no longer paste API keys directly into shell commands.
- Metadata now declares the required PANE_API_KEY credential and provides guidance on how to obtain it from the Pane dashboard.
- Added a security note: never store passwords, full account numbers, or secrets in annotation content.
- Enhanced setup documentation for improved clarity and security best practices.
v1.0.0
Initial release of the Pane skill for accessing personal finance data via Pane's MCP server.
- Enables querying of bank accounts, transactions, balances, spending summaries, recurring payments, investments, liabilities, and crypto holdings.
- Supports persistent annotations to save notes on transactions, accounts, merchants, or user profiles.
- Integrates with mcporter; requires a Pane account and API key for use.
- Implements privacy scopes to control data visibility at the account level.
- Provides resource shortcuts for quick overviews and insights.
- Enforces rate limits: 30 requests/minute, 1,000/day per user.
Metadata
Frequently Asked Questions
What is Pane?
Access personal finance data (bank accounts, transactions, balances, spending, investments, crypto) via Pane's hosted MCP server using mcporter. Requires a P... It is an AI Agent Skill for Claude Code / OpenClaw, with 411 downloads so far.
How do I install Pane?
Run "/install pane" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Pane free?
Yes, Pane is completely free (open-source). You can download, install and use it at no cost.
Which platforms does Pane support?
Pane is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Pane?
It is built and maintained by William (@darnfish); the current version is v1.0.3.
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