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jiwenbing

Insurance Policy

by Wenbing Ji · GitHub ↗ · v1.0.0 · MIT-0
cross-platform ✓ Security Clean
263
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Install in OpenClaw
/install insurance-policy
Description
Read, parse, and explain insurance policy documents in plain language. Highlight coverage limits, exclusions, deductibles, and key terms. Use when users want...
README (SKILL.md)

Policy Reader

Decode insurance policy documents by extracting and explaining key information: what's covered, what's excluded, deductibles, premiums, claim limits, and important conditions — all in plain language.

When to Use

  • User pastes or uploads an insurance policy document
  • User asks "does my insurance cover X?"
  • User wants to understand their deductible, copay, or out-of-pocket maximum
  • User wants a summary of a policy before buying
  • User asks about specific exclusions or waiting periods

How to Use

  1. Accept policy text (pasted) or ask user to share key sections
  2. Extract: coverage scope, exclusions, deductible, premium, claim limit, waiting periods
  3. Present as a structured summary with clear sections
  4. Highlight any unusual exclusions or tricky fine print
  5. Answer specific coverage questions ("does this cover X?")
  6. Flag gaps that may leave the user underinsured

Examples

  • "Here's my health insurance policy, what does it actually cover?"
  • "Does my policy cover pre-existing conditions?"
  • "Explain the difference between my deductible and out-of-pocket maximum"
Usage Guidance
This skill appears coherent for reading and explaining insurance policies, but exercise privacy caution: only paste/share the minimum policy text needed (redact sensitive personal identifiers like SSNs, full policy numbers, financial account numbers). Verify summaries against the original document and consult your insurer or a licensed professional for binding interpretations. Note the skill has no published homepage or author information—if you need stronger provenance or guarantees about data handling, prefer a skill or tool from a known provider or one that documents its privacy practices.
Capability Analysis
Type: OpenClaw Skill Name: insurance-policy Version: 1.0.0 The insurance-policy skill bundle consists of metadata and markdown instructions designed to help an AI agent parse and explain insurance documents. There is no executable code, no network activity, and no evidence of malicious prompt injection or data exfiltration. The instructions in SKILL.md are entirely consistent with the stated purpose of summarizing policy coverage and exclusions.
Capability Assessment
Purpose & Capability
Name and description match the SKILL.md instructions: the skill asks the user to paste/upload policy text and describes extracting coverage, exclusions, deductibles, limits, and summarizing—no extra services, binaries, or credentials are requested.
Instruction Scope
Instructions are limited to accepting policy text and producing structured summaries and answers about coverage. They do not instruct reading local files, environment variables, or contacting external endpoints. Note: asking users to paste/upload whole policies may expose sensitive personal data (PII) in the documents; the SKILL.md does not provide guidance on redacting or protecting that data.
Install Mechanism
No install spec or code files—this is instruction-only, so nothing is written to disk and no external packages are fetched.
Credentials
No environment variables, credentials, or config paths are requested or required; requested access is proportional to the stated function (analyzing user-provided text).
Persistence & Privilege
always is false and the skill is user-invocable; autonomous invocation is permitted by default but there are no additional privileged settings or persistent installation behaviors requested.
How to Use
  1. Make sure OpenClaw is installed (local or Docker)
  2. Run the install command in chat: /install insurance-policy
  3. After installation, invoke the skill by name or use /insurance-policy
  4. Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Initial release
Metadata
Slug insurance-policy
Version 1.0.0
License MIT-0
All-time Installs 0
Active Installs 0
Total Versions 1
Frequently Asked Questions

What is Insurance Policy?

Read, parse, and explain insurance policy documents in plain language. Highlight coverage limits, exclusions, deductibles, and key terms. Use when users want... It is an AI Agent Skill for Claude Code / OpenClaw, with 263 downloads so far.

How do I install Insurance Policy?

Run "/install insurance-policy" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.

Is Insurance Policy free?

Yes, Insurance Policy is completely free, licensed under MIT-0. You can download, install and use it at no cost.

Which platforms does Insurance Policy support?

Insurance Policy is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).

Who created Insurance Policy?

It is built and maintained by Wenbing Ji (@jiwenbing); the current version is v1.0.0.

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