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Smart Expense Tracker Cn V1.1
by
huyong2023
· GitHub ↗
· v1.1.0
330
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0
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1
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1
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Install in OpenClaw
/install smart-expense-tracker-cn-v1-1
Description
智能记账助手 v2.1 | AI Expense Tracker. 新增：消费趋势图、智能省钱建议、消费预测、自定义分类。支持语音记账、预算提醒、周月报推送。
README (SKILL.md)
智能记账助手 v2.1 💰
用自然语言记账，AI自动识别金额、分类，支持语音输入、预算提醒、周月报推送。
🆕 v2.1 新增功能
📊 消费趋势图
用户: 显示本月消费趋势
用户: 生成消费趋势图
用户: 对比上月消费
新增可视化图表：
- 消费趋势折线图
- 分类占比饼图
- 每日消费柱状图
- 预算完成度仪表盘
💡 智能省钱建议
用户: 给我省钱建议
用户: 分析我的消费习惯
用户: 如何减少支出
AI智能分析：
- 识别高频消费项目
- 发现异常消费
- 提供个性化省钱建议
- 预测可节省金额
🔮 消费预测
用户: 预测本月消费
用户: 我会超支吗
用户: 预计月底剩余
预测功能：
- 基于历史数据预测本月消费
- 超支风险预警
- 剩余预算预测
- 消费趋势分析
🏷️ 自定义分类
用户: 添加分类：健身
用户: 自定义分类：网购-电子产品
用户: 修改分类关键词
灵活分类系统：
- 用户自定义分类
- 多级分类支持
- 自定义关键词
- 分类优先级设置
🎯 原有核心功能
🎤 语音记账
- QQ语音消息自动识别
- 自动提取金额和消费内容
- 智能分类到对应类别
💰 预算提醒
- 达到50%提醒："已用一半预算"
- 达到80%警告："预算紧张"
- 达到90%紧急提醒："即将超支"
- 达到100%超支警告
📊 周报/月报
- 周报：每周日晚8点推送
- 月报：每月1号早9点推送
- 包含消费分类、趋势分析、节省建议
💰 付费方案
| 版本 | 价格 | 功能 |
|---|---|---|
| 免费版 | ¥0 | 基础记账、查询、趋势图 |
| 基础版 | ¥9.9/月 | 语音记账、预算提醒、省钱建议 |
| Pro版 | ¥49.9/月 | 消费预测、自定义分类、周月报 |
| 企业版 | ¥99/月 | 团队记账、财务报表、API接口 |
📊 使用示例
查看消费趋势
用户: 显示本月消费趋势图
AI:
📊 本月消费趋势
━━━━━━━━━━━━━━━━━━━
第1周: ¥850 ████████░░
第2周: ¥1200 ████████████
第3周: ¥950 ██████████
第4周: ¥600 ██████ (预计)
📈 趋势分析: 第2周消费较高，建议控制餐饮支出
智能省钱建议
用户: 给我省钱建议
AI:
💡 本月省钱建议
1. 🍜 餐饮支出偏高 (¥1500)
建议: 减少外卖，每周做饭3次
预计节省: ¥300/月
2. 🚗 交通费用优化 (¥400)
建议: 办理公交月卡
预计节省: ¥150/月
💰 总计可节省: ¥450/月
消费预测
用户: 预测本月消费
AI:
🔮 本月消费预测
预算: ¥5000
已用: ¥3600 (72%)
预测总支出: ¥5100 ⚠️
超支风险: 中等
建议: 控制后2周消费，预计可平衡预算
让记账变得智能 💰 v2.1
Usage Guidance
This skill looks like an expense tracker on the surface, but there are unexplained gaps. Before installing, ask the publisher: (1) which credentials or API keys are required (QQ messaging, push service, payment backend, etc.) and why; (2) where and how user financial data is stored/transmitted (local only, third‑party servers, encryption in transit/at rest); (3) provide a source or homepage (Git repo or official site) and a clear install/run guide; (4) clarify the jq/python3 requirement — why the registry metadata omitted it; (5) if the skill will access your messages or services, require it to declare exact env vars/config paths. If you cannot get clear answers and code/auditability, avoid installing or grant minimal privileges and never supply high-value credentials.
Capability Analysis
Type: OpenClaw Skill
Name: smart-expense-tracker-cn-v1-1
Version: 1.1.0
The provided skill bundle, consisting of `_meta.json` and `SKILL.md`, describes a 'smart-expense-tracker-cn' skill. The `SKILL.md` details features like expense tracking, trend analysis, budget advice, and custom categories, and declares dependencies on `jq` and `python3`. There is no executable code to analyze, and the markdown content itself does not contain any prompt injection attempts, instructions for malicious actions, data exfiltration, or other harmful behaviors. The content is purely descriptive and aligns with the stated purpose of an expense tracker.
Capability Assessment
Purpose & Capability
The name/description match an expense-tracking assistant and the features listed (trends, budgets, voice input, reports) are coherent with that purpose. However, SKILL.md metadata lists required binaries (jq, python3) while the registry metadata shows none — a mismatch in declared requirements. The listed binaries are plausible for local processing, but the registry omission is inconsistent.
Instruction Scope
The runtime instructions are purely descriptive (examples, UX flows) and contain no concrete runtime commands, but they claim automated behaviors that imply access to external user data and services (QQ voice message auto-recognition, weekly/monthly push reports, paid tiers and API access). The SKILL.md does not specify how the agent should access QQ messages, deliver pushes, or authenticate to external APIs, so the instructions lack the necessary scope/detail for those operations and may hide required data access.
Install Mechanism
This is an instruction-only skill with no install spec and no code files, which is lower risk from an installation perspective (nothing is downloaded or written).
Credentials
No environment variables, credentials, or config paths are declared despite features that normally require them (access to QQ messages or a messaging API, push notification credentials, payment/subscription backend keys, or an external API). That mismatch suggests either missing documentation/requirements or that the skill expects access to agent/system resources not declared upfront.
Persistence & Privilege
The skill is not marked always:true and does not request persistent config or system-wide changes. It does not declare any saved tokens or privileged persistence in its metadata.
How to Use
- Make sure OpenClaw is installed (local or Docker)
- Run the install command in chat:
/install smart-expense-tracker-cn-v1-1 - After installation, invoke the skill by name or use
/smart-expense-tracker-cn-v1-1 - Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.1.0
智能记账助手 v2.1 大版本升级，丰富数据分析与个性化体验：
- 新增消费趋势图、分类饼图，支持多种消费可视化图表
- 增加智能省钱建议，AI自动分析消费习惯并给出节省方案
- 消费预测功能上线，提供超支预警与预算趋势分析
- 支持自定义消费分类及多级关键词管理
- 新增预算完成度仪表盘，更清晰掌控支出进度
Metadata
Frequently Asked Questions
What is Smart Expense Tracker Cn V1.1?
智能记账助手 v2.1 | AI Expense Tracker. 新增：消费趋势图、智能省钱建议、消费预测、自定义分类。支持语音记账、预算提醒、周月报推送。 It is an AI Agent Skill for Claude Code / OpenClaw, with 330 downloads so far.
How do I install Smart Expense Tracker Cn V1.1?
Run "/install smart-expense-tracker-cn-v1-1" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.
Is Smart Expense Tracker Cn V1.1 free?
Yes, Smart Expense Tracker Cn V1.1 is completely free (open-source). You can download, install and use it at no cost.
Which platforms does Smart Expense Tracker Cn V1.1 support?
Smart Expense Tracker Cn V1.1 is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).
Who created Smart Expense Tracker Cn V1.1?
It is built and maintained by huyong2023 (@huyong2023); the current version is v1.1.0.
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