← Back to Skills Marketplace
hanxueyuan

Allstate

by hanxueyuan · GitHub ↗ · v1.0.0 · MIT-0
cross-platform ✓ Security Clean
50
Downloads
0
Stars
0
Active Installs
1
Versions
Install in OpenClaw
/install allstate
Description
Allstate offers auto, home, life, and business insurance through captive agents, independent agents, and direct digital channels with telematics-based pricing.
README (SKILL.md)

Allstate

Overview

Allstate is one of America's largest personal insurance companies, famous for its Good Hands branding and Mayhem spokesperson campaign, offering auto, home, life, and business insurance.

Historical Timeline

  • 1931: Sears Roebuck and Co creates Allstate as a mail-order auto insurance company
  • 1967: Allstate introduces the 'You're in Good Hands' slogan
  • 1993: Goes public via IPO, Sears spins off ownership
  • 2010: Launches Drivewise telematics program for usage-based pricing
  • 2015: Introduces Mayhem ad campaign with Dean Winters
  • 2022: Acquires National General Holdings for $4B, expanding personal lines

Business Model

Allstate sells personal insurance through three channels: exclusive captive agents (largest network), independent agents, and direct digital. Core products include auto (55% of premiums), home (25%), and other personal lines. Drivewise telematics enables dynamic risk-based pricing.

Moat Analysis

Largest captive agency network in US personal insurance (~10,000 agents) creates deep local market penetration. Brand recognition from 60+ years of 'Good Hands' positioning. Telematics data advantage from millions of Drivewise users improves risk models.

Key Data

  • revenue: ~$56B premiums (2023)
  • market_cap: ~$45B
  • auto_market_share: ~9% US personal auto
  • agents: ~10,000 exclusive agents
  • policyholders: ~16 million

Interesting Facts

  • Allstate was originally sold through Sears catalogs — customers could order car insurance alongside appliances.
  • The Mayhem character has appeared in over 100 commercials and is one of the most recognized advertising characters in insurance history.
Usage Guidance
This skill is a static informational profile and appears low-risk. Before installing, consider provenance: the registry owner and homepage are unknown, so verify you trust the skill source. Note the content is static and may be stale (no live data or APIs), and watch for future updates that might add installs or require credentials. If you need up-to-date financial or regulatory data, prefer a skill that cites authoritative, live sources or exposes its data-fetching behavior clearly.
Capability Analysis
Type: OpenClaw Skill Name: allstate Version: 1.0.0 The skill bundle contains purely informational and encyclopedic content regarding Allstate insurance. It consists of a metadata file (_meta.json) and a documentation file (SKILL.md) providing historical data, business analysis, and market statistics. There is no executable code, network activity, or suspicious instruction present.
Capability Assessment
✓ Purpose & Capability
Name and description (Allstate corporate/profile) match the SKILL.md content (company overview, timeline, business model, facts). No unrelated credentials, binaries, or installs are requested.
✓ Instruction Scope
SKILL.md contains only static research/read_when guidance and static company content. It does not instruct reading arbitrary system files, accessing environment variables, or sending data to external endpoints.
✓ Install Mechanism
No install spec and no code files — instruction-only skill, so nothing is written to disk or downloaded during install.
✓ Credentials
The skill requires no environment variables, credentials, or config paths; requested access is proportional (none) to the informational purpose.
✓ Persistence & Privilege
always is false and model invocation is default; the skill does not request elevated or persistent privileges or modify other skills or system-wide settings.
How to Use
  1. Make sure OpenClaw is installed (local or Docker)
  2. Run the install command in chat: /install allstate
  3. After installation, invoke the skill by name or use /allstate
  4. Provide required inputs per the skill's parameter spec and get structured output
Version History
v1.0.0
Allstate skill version 1.0.0 – Initial Release - Introduces a comprehensive overview of Allstate, including company background, business model, and key data. - Details Allstate’s historical timeline, major marketing campaigns, and telematics initiatives. - Explains Allstate’s distribution channels and competitive advantages. - Includes market statistics and notable facts for context and comparison.
Metadata
Slug allstate
Version 1.0.0
License MIT-0
All-time Installs 0
Active Installs 0
Total Versions 1
Frequently Asked Questions

What is Allstate?

Allstate offers auto, home, life, and business insurance through captive agents, independent agents, and direct digital channels with telematics-based pricing. It is an AI Agent Skill for Claude Code / OpenClaw, with 50 downloads so far.

How do I install Allstate?

Run "/install allstate" in the OpenClaw or Claude Code chat to install it in one step — no extra setup required.

Is Allstate free?

Yes, Allstate is completely free, licensed under MIT-0. You can download, install and use it at no cost.

Which platforms does Allstate support?

Allstate is cross-platform and runs anywhere OpenClaw / Claude Code is available (cross-platform).

Who created Allstate?

It is built and maintained by hanxueyuan (@hanxueyuan); the current version is v1.0.0.

More Skills
self-improving agent
Captures learnings, errors, and corrections to enable continuous improvement. Use when: (1) A command or operation fails unexpectedly, (2) User corrects Clau...
⬇ 463283 · by pskoett
Skill Vetter
Security-first skill vetting for AI agents. Use before installing any skill from ClawdHub, GitHub, or other sources. Checks for red flags, permission scope, and suspicious patterns.
⬇ 259410 · by spclaudehome
Polymarket
Query Polymarket prediction markets. Check odds, find trending markets, search events, track price movements.
⬇ 232503 · by joelchance
Self-Improving + Proactive Agent
Self-reflection + Self-criticism + Self-learning + Self-organizing memory. Agent evaluates its own work, catches mistakes, and improves permanently. Use when...
⬇ 200423 · by ivangdavila
Github
Interact with GitHub using the `gh` CLI. Use `gh issue`, `gh pr`, `gh run`, and `gh api` for issues, PRs, CI runs, and advanced queries.
⬇ 191113 · by steipete
ontology
Typed knowledge graph for structured agent memory and composable skills. Use when creating/querying entities (Person, Project, Task, Event, Document), linkin...
⬇ 190156 · by oswalpalash

💬 Comments